No Stupid Questions with Susan Edmunds
RNZ
Recent Episodes
If you die without family, what happens to your KiwiSaver? Is it fair that a household with one high earner pays more tax than one with two average earners? And what is productivity and why does it matter to the average New Zealander who’s just focused on getting their own job done?
Questions this week for Susan:
What are tenants not allowed to do?
When it comes to tax, what's the difference between boarders and flatmates?
What is productivity and are we really so bad at it?
Is it fair that a household with one high earner pays more tax than one with two average earners?
Audience Q&A for the week: when the Student Loan Scheme was first set up, what was the rate of interest?
Expert input this week came from Brad Olsen at Infometrics.
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected].
A lot of people put money away for their children's future. But is a savings account the best way to do that? And if I invest in the sharemarket, is a growth fund too risky? Do I play it safe or go for gold?
Episode details
Questions this week for Susan:
00.00 What is a capital change notice?
00.00 Why do petrol pumps warn you that a hold being placed on your credit card?
0.00 What has happened to my late daughter's Australian super?
00.00 Should I save or invest for my child's future?
00.00 Audience Q&A for the week.
Expert input this week came from Rupert Carlyon from Kiwisaver provider Koura, and Ana-Marie Lockyer at Pie Funds,
If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to [email protected].
We're aways reading headlines about how Australia can pay higher wages than us but are also able to sell a cheaper cup of coffee. How do they keep the cost of living low while we struggle? What's Australia's secret sauce? Economist Mary-Jo Vergara says the answer is actually pretty simple.
Questions this week for Susan:
00.44 - How does Australia pay high wages but still keep the cost of living low?
3.03 - What are my options if my religion prevents me from earning interest on my KiwiSaver account?
4.00 - My Visa details were expired, but the payment still went through. How?
6.56 - Why am I being charged a new service fee on international transactions on my credit card?
9.09 - What your landlord is allowed to do - and what they're not.
11.03 Audience Q&A for the week.
Expert input this week came from Mary-Jo Vergara of Kiwibank, Barry Coates from Mindful Money and Massey University's Claire Matthews.
If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to [email protected].
Borrowing money these days seems to involve so much paperwork. Why?
Questions this week for Susan:
- Is private school worth the money?
- Is it worth getting a second job?
- Do I have to pay gift tax?
- And why are banks so stuck on paperwork?
Expert input this week came from Dr Michael Johnson, Robyn Walker, Greg Bunkall, and Anne Marie Lockyer
If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to [email protected].
Is the AI boom a bubble? Is it about to burst? What should I do?
Questions this week for Susan:
- Is the bubble about to burst on AI?
- Is it cheaper to rent or buy?
- Will the Fonterra brads sale drive up inflation?
- And how do I choose financial advisor?
Expert input this week came from Shamubeel Eaqub, Sharon Zollner and Tim Fairbrother.
If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to [email protected].