<p>If you’re renovating a property in France, chances are you’ve heard the term <em>assurance décennale</em> - along with claims that's it's not worth the paper it's written on. In this episode, Rosie, Sue and Micala explain why it most certainly IS!</p><p>There’s are lots of details you'll want to remember, so we’ve pulled everything together into a clear, written guide on our website:<strong> </strong><a target="_blank" rel="noopener noreferrer nofollow" href="http://www.frenchrenodiaries.com"><strong>www.frenchrenodiaries.com</strong></a></p><p><strong> </strong></p><p><strong>Resources mentioned in the episode</strong></p><ul><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.service-public.gouv.fr/"><strong>Service Public</strong></a><strong> </strong>- the official French government website for rules on construction, insurance and homeowner responsibilities.</li><li><strong>Your local mairie</strong> - a key point of contact for renovation rules, declarations and local requirements.</li><li><strong>Qualified French artisans</strong> - always ask for a valid <em>attestation d’assurance décennale</em> before work starts - and check it covers the work being done.</li><li><strong>Architects / maîtres d’œuvre</strong> - particularly useful for larger renovations, structural work or coordinating multiple trades.</li><li><strong>Facebook renovation groups</strong> - helpful for shared experiences, but advice should always be verified.</li></ul><p> </p><p><strong>Mini Glossary: Key French insurance terms</strong></p><ul><li><strong>Attestation d’assurance</strong> - the insurance certificate you must check before work begins.</li><li><strong>Assurance décennale </strong>- a mandatory 10-year insurance held by professionals.</li><li><strong>Garantie décennale</strong> - the 10-year legal guarantee that applies once work is completed and signed off.</li><li><strong>Garantie de parfait achèvement (1 year)</strong> - covers defects reported within the first year after completion.</li><li><strong>Garantie biennale (2 years)</strong> - covers fixtures and equipment such as heating systems.</li><li><strong>Réception de travaux </strong>- the formal sign-off of completed work (this triggers all guarantees).</li><li><strong>Assurance dommage-ouvrage</strong> - omeowner insurance that pays for repairs quickly while insurers sort out liability.</li></ul><p><strong> </strong></p><p><strong>Connect:</strong></p><p><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.facebook.com/frenchrenodiaries">Facebook</a> | <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.instagram.com/frenchrenodiaries">Instagram</a></p><p>Subscribe to the newsletter: <a target="_blank" rel="noopener noreferrer nofollow" href="http://www.frenchrenodiaries.com">www.frenchrenodiaries.com</a> </p><p>Email: <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:[email protected]">[email protected]</a></p><p>Find out more about us and our French reno businesses:</p><p><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.renovation-maison-bretagne.fr/">Maison Bretagne</a> (Rosie Ellis)</p><p><a target="_blank" rel="noopener noreferrer nofollow" href="https://srcharpenterie.fr/">S.R. Charpenterie</a> (Sue Peake-Russell)</p><p><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.paulwilkinselectricien.com/">Paul Wilkins Electricien</a> (Micala Wilkins)</p><p> </p><p><strong>Credits:</strong></p><ul><li>Produced &amp; mixed by: <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/in/katy-wright-1b740710a/">Katy Wright</a></li><li>Music: <a target="_blank" rel="noopener noreferrer nofollow" href="https://pixabay.com/ru/users/grand_project-19033897/">Grand Project</a></li></ul>