Today - The growing "unretirement" trend reveals that nearly half of retirees who return to the workforce do so out of financial necessity rather than choice. Clark shares several considerations and strategies for retirement planning. Later - you may have seen ads for online memberships for medical tests that will give you insights into your health. But will your information be protected? How important is medical privacy to your financial life? Because federal and state laws are often silent on these specific privacy standards, Clark suggests a unique, cautious approach. Unretirement: Segment 1 Ask Clark: Segment 2 Medical Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement on Pause: High Costs Push Older Americans Back to Work Age Americans Actually Retire (It’s Earlier Than They Plan) How To Find and Choose a Financial Advisor ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Fidelity Investments Review: Pros & Cons Popular online lab tests may not be covered by HIPAA protections Subscription Services: Why Canceling Is So Hard (and a Solution) How To Get a Gym Membership for Practically Free - Clark Howard Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Best 529 College Savings Plans By State When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices