<description>&lt;p&gt;Today on Your Money, Your Wealth® podcast number 580, Joe Anderson, CFP®, and Big Al Clopine, CPA, are spitballing for some folks who've done the work, hit the numbers, but aren’t sure if they can really walk away yet. Martha in DC is 44 and says her soul is being sucked out of her body by her employer. When can she stop working full-time and foster puppies instead? “Bandit” is bullish on his company stock in archeology instruments, but not so much on his work itself. “Kevin” is staring down a wall of deferred comp and needs a spitball on how aggressive his and “Winnie’s” Roth conversion strategy should be before RMDs hit. Can both “Bandit and Chilli” and “Kevin and Winnie” call it quits this year?&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Free Financial Resources in This Episode: &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;a href="https://bit.ly/ymyw-580" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/ymyw-580&lt;/a&gt; &lt;/strong&gt;&lt;em&gt;(full show notes &amp;amp; episode transcript)&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Tax-Free Retirement Guide&lt;/strong&gt;&lt;em&gt; - free download:&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://purefinancial.com/white-papers/tax-free-retirement-guide/?utm_source=captivate&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=whitepaper-tax-free-retirement-guide&amp;amp;utm_content=ymyw-pod-ep580-description-whitepaper" rel="noopener noreferrer" target="_blank"&gt;https://purefinancial.com/white-papers/tax-free-retirement-guide/?utm_source=captivate&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=whitepaper-tax-free-retirement-guide&amp;amp;utm_content=ymyw-pod-ep580-description-whitepaper&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Retirement Readiness Guide&lt;/strong&gt; &lt;em&gt;- free download:&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=whitepaper-retirement-readiness-guide&amp;amp;utm_content=ymyw-pod-ep580-description-whitepaper" rel="noopener noreferrer" target="_blank"&gt;https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=whitepaper-retirement-readiness-guide&amp;amp;utm_content=ymyw-pod-ep580-description-whitepaper&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;401(k) After Retirement? Here Are Your 4 Options (And The Costly Mistakes)&lt;/strong&gt; &lt;em&gt;- YMYW TV:&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://purefinancial.com/ymyw/episodes/what-happens-to-your-401k-ira-at-retirement/?utm_source=libsyn&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=ymyw-tv&amp;amp;utm_content=ymyw-pod-ep580-description-tv-s10e06" rel="noopener noreferrer" target="_blank"&gt;https://purefinancial.com/ymyw/episodes/what-happens-to-your-401k-ira-at-retirement/?utm_source=libsyn&amp;amp;utm_medium=podcast&amp;amp;utm_campaign=ymyw-tv&amp;amp;utm_content=ymyw-pod-ep580-description-tv-s10e06&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Financial Blueprint &lt;em&gt;(self-guided):&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/PureFinancialBlueprint" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/PureFinancialBlueprint&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Financial Assessment &lt;em&gt;(Meet with an experienced professional):&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/PureFreeAssessment" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/PureFreeAssessment&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;REQUEST your Retirement Spitball Analysis:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/AskJoeAndAl" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/AskJoeAndAl&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;DOWNLOAD more free guides:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/PureGuides" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/PureGuides&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;READ financial blogs:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/PureFinBlog" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/PureFinBlog&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;WATCH educational videos:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/PureEdVideos" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/PureEdVideos&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;SUBSCRIBE to the YMYW Newsletter:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/YMYWNewsletter" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/YMYWNewsletter&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Connect With Us:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Subscribe on YouTube and join the conversation in the comments:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://bit.ly/YMYW-YT" rel="noopener noreferrer" target="_blank"&gt;https://bit.ly/YMYW-YT&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Subscribe or follow YMYW in your favorite podcast app:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://lnk.to/ymyw" rel="noopener noreferrer" target="_blank"&gt;https://lnk.to/ymyw&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Leave your honest reviews and ratings in Apple Podcasts:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254" rel="noopener noreferrer" target="_blank"&gt;https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Chapters: &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;00:00 - Intro: This Week on the YMYW Podcast&lt;/p&gt;&lt;p&gt;00:56 - Can We Exit the Rat Race in Our 40s With $6.5M? (Martha &amp;amp; George, DC)&lt;/p&gt;&lt;p&gt;16:07 - Can I Retire at 51 Without Using Rule of 55? (Bandit &amp;amp; Chilli, CA)&lt;/p&gt;&lt;p&gt;36:29 - Can I Retire Before My $3M Deferred Comp Pays Out? (Kevin &amp;amp; Winnie, Chicago)&lt;/p&gt;&lt;p&gt;44:28 - Outro: Next Week on the YMYW Podcast&lt;/p&gt;</description>

Your Money, Your Wealth

Your Money, Your Wealth

You Have Enough to Retire Before 60. Why Are You Still Working? - 580

MAY 5, 202645 MIN
Your Money, Your Wealth

You Have Enough to Retire Before 60. Why Are You Still Working? - 580

MAY 5, 202645 MIN

Description

Today on Your Money, Your Wealth® podcast number 580, Joe Anderson, CFP®, and Big Al Clopine, CPA, are spitballing for some folks who've done the work, hit the numbers, but aren’t sure if they can really walk away yet. Martha in DC is 44 and says her soul is being sucked out of her body by her employer. When can she stop working full-time and foster puppies instead? “Bandit” is bullish on his company stock in archeology instruments, but not so much on his work itself. “Kevin” is staring down a wall of deferred comp and needs a spitball on how aggressive his and “Winnie’s” Roth conversion strategy should be before RMDs hit. Can both “Bandit and Chilli” and “Kevin and Winnie” call it quits this year?Free Financial Resources in This Episode: https://bit.ly/ymyw-580 (full show notes & episode transcript)Tax-Free Retirement Guide - free download:https://purefinancial.com/white-papers/tax-free-retirement-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-tax-free-retirement-guide&utm_content=ymyw-pod-ep580-description-whitepaperRetirement Readiness Guide - free download:https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-readiness-guide&utm_content=ymyw-pod-ep580-description-whitepaper401(k) After Retirement? Here Are Your 4 Options (And The Costly Mistakes) - YMYW TV:https://purefinancial.com/ymyw/episodes/what-happens-to-your-401k-ira-at-retirement/?utm_source=libsyn&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep580-description-tv-s10e06Financial Blueprint (self-guided):https://bit.ly/PureFinancialBlueprintFinancial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:56 - Can We Exit the Rat Race in Our 40s With $6.5M? (Martha & George, DC)16:07 - Can I Retire at 51 Without Using Rule of 55? (Bandit & Chilli, CA)36:29 - Can I Retire Before My $3M Deferred Comp Pays Out? (Kevin & Winnie, Chicago)44:28 - Outro: Next Week on the YMYW Podcast