Welcome to the Social-Engineer Podcast: The 4th Monday Series with Chris Hadnagy and Mike Holfeld. Chris and Mike will be covering cutting edge global news to help people remain safe, secure and knowledgeable in a world where it is hard to know what is real and what is fake news. In this episode, Chris and Mike are joined by Jeff Lareau, CPA and partner at <a class="Hyperlink SCXW72974316 BCX8" href= "https://www.lareaucpas.com/" target="_blank" rel= "noreferrer noopener">Lareau & Lareau CPAs</a>, a third-generation, family-owned firm in Central Florida. Jeff helps individuals and business owners simplify complex tax laws while focusing on long-term planning and confidence—not just filing returns. Jeff explains major tax changes heading into 2026, including updates to tips and overtime deductions, senior tax benefits, bonus depreciation, business planning strategies, healthcare marketplace pitfalls, and how to prepare now to avoid surprises later. [Jan 26, 2026] Chapters: 00:00 – Welcome & Episode Overview 01:15 – Meet Jeff Lareau, CPA 02:30 – A Three-Generation Accounting Story 08:05 – Major 2026 Tax Changes Explained 09:50 – No Tax on Tips & Overtime 12:30 – Business Owner Strategies & Bonus Depreciation 14:45 – Planning Ahead & Filing Early 17:15 – Roth Accounts & Long-Term Tax Planning 21:00 – Income Limits & Key Deductions 24:45 – Healthcare Marketplace Pitfalls 27:30 – Final Thoughts & Takeaways <ul class="BulletListStyle1 SCXW72974316 BCX8" role="list"> <li class="OutlineElement Ltr SCXW72974316 BCX8" role="listitem" aria-setsize="-1" data-leveltext="-" data-font="Aptos" data-listid= "1" data-list-defn-props= "{"335551671":0,"335552541":1,"335559685":720,"335559991":360,"469769226":"Aptos","469769242":[8226],"469777803":"left","469777804":"-","469777815":"hybridMultilevel"}" data-aria-posinset="0" data-aria-level="1"> Jeff Lareau's Website: <a class="Hyperlink SCXW72974316 BCX8" href="https://www.lareaucpas.com/" target="_blank" rel= "noreferrer noopener">https://www.lareaucpas.com/</a> </li> </ul> Learn more: <a class="Hyperlink SCXW72974316 BCX8" href="http://www.social-engineer.com/" target="_blank" rel= "noreferrer noopener">www.social-engineer.com</a> <a class="Hyperlink SCXW72974316 BCX8" href="http://www.social-engineer.org/" target="_blank" rel= "noreferrer noopener">www.social-engineer.org</a> <a class="Hyperlink SCXW72974316 BCX8" href="http://www.innocentlivesfoundation.org/" target="_blank" rel= "noreferrer noopener">www.innocentlivesfoundation.org</a> Follow Chris Hadnagy: Twitter: @humanhacker LinkedIn: linkedin.com/in/christopherhadnagy

<description>&lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "TextRun SCXW72974316 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Welcome to the &lt;/span&gt;&lt;span class="NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW72974316 BCX8"&gt;Social-Engineer&lt;/span&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8"&gt; Podcast: The 4th Monday Series with Chris Hadnagy and Mike &lt;/span&gt;&lt;span class= "NormalTextRun SpellingErrorV2Themed SCXW72974316 BCX8"&gt;Holfeld&lt;/span&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8"&gt;. Chris and Mike will be covering &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;cutting edge&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt; global news to help people remain safe, &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;secure&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt; and knowledgeable in a world where it is hard to know what is real and what is fake news. &lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;In this episode, Chris and Mike are joined by &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Jeff Lareau&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;, CPA and partner at &lt;/span&gt;&lt;a class="Hyperlink SCXW72974316 BCX8" href= "https://www.lareaucpas.com/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class= "TextRun Underlined SCXW72974316 BCX8" lang="EN-US" xml:lang= "EN-US" data-contrast="none"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;Lareau &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;&amp; &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;Lareau CPAs&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span class= "TextRun SCXW72974316 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;, a third-generation, family-owned firm in Central Florida. Jeff helps individuals and business owners simplify complex tax laws while focusing on long-term planning and confidence—not just filing returns.&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Jeff explains major tax changes heading into 2026, including updates to tips and overtime deductions, senior tax benefits, bonus depreciation, business planning strategies, healthcare marketplace pitfalls, and how to prepare now to avoid surprises later.&lt;/span&gt;&lt;/span&gt;&lt;span class= "EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;[Jan 26, 2026]&lt;/span&gt;&lt;span class= "EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Chapters:&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;00:00 – Welcome &amp; Episode Overview&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;01:15 – Meet Jeff Lareau, CPA&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;02:30 – A Three-Generation Accounting Story&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;08:05 – Major 2026 Tax Changes Explained&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;09:50 – No Tax on Tips &amp; Overtime&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;12:30 – Business Owner Strategies &amp; Bonus Depreciation&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;14:45 – Planning Ahead &amp; Filing Early&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;17:15 – Roth Accounts &amp; Long-Term Tax Planning&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;21:00 – Income Limits &amp; Key Deductions&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;24:45 – Healthcare Marketplace Pitfalls&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;27:30 – Final Thoughts &amp; Takeaways&lt;/span&gt;&lt;span class="EOP SCXW72974316 BCX8" data-ccp-props= "{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="ListContainerWrapper SCXW72974316 BCX8"&gt; &lt;ul class="BulletListStyle1 SCXW72974316 BCX8" role="list"&gt; &lt;li class="OutlineElement Ltr SCXW72974316 BCX8" role="listitem" aria-setsize="-1" data-leveltext="-" data-font="Aptos" data-listid= "1" data-list-defn-props= "{"335551671":0,"335552541":1,"335559685":720,"335559991":360,"469769226":"Aptos","469769242":[8226],"469777803":"left","469777804":"-","469777815":"hybridMultilevel"}" data-aria-posinset="0" data-aria-level="1"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "TextRun SCXW72974316 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Jeff Lare&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;au's Website: &lt;/span&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW72974316 BCX8" href="https://www.lareaucpas.com/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;https://www.lareaucpas.com/&lt;/span&gt;&lt;/a&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;span class= "EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/li&gt; &lt;/ul&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Learn more:&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW72974316 BCX8" href="http://www.social-engineer.com/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;www.social-engineer.com&lt;/span&gt;&lt;/a&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW72974316 BCX8" href="http://www.social-engineer.org/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;www.social-engineer.org&lt;/span&gt;&lt;/a&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;a class="Hyperlink SCXW72974316 BCX8" href="http://www.innocentlivesfoundation.org/" target="_blank" rel= "noreferrer noopener"&gt;&lt;span class="NormalTextRun SCXW72974316 BCX8" data-ccp-charstyle= "Hyperlink"&gt;www.innocentlivesfoundation.org&lt;/span&gt;&lt;/a&gt;&lt;span class= "EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt; &lt;div class="OutlineElement Ltr SCXW72974316 BCX8"&gt; &lt;p class="Paragraph SCXW72974316 BCX8"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Follow Chris Hadnagy:&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;Twitter: @humanhacker&lt;/span&gt;&lt;span class= "LineBreakBlob BlobObject DragDrop SCXW72974316 BCX8"&gt;&lt;span class= "SCXW72974316 BCX8"&gt; &lt;/span&gt;&lt;br class= "SCXW72974316 BCX8" /&gt;&lt;/span&gt;&lt;span class= "TextRun SCXW72974316 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"&gt;&lt;span class= "NormalTextRun SCXW72974316 BCX8"&gt;LinkedIn: linkedin.com/in/&lt;/span&gt;&lt;span class= "NormalTextRun SpellingErrorV2Themed SCXW72974316 BCX8"&gt;christopherhadnagy&lt;/span&gt;&lt;/span&gt;&lt;span class="EOP SCXW72974316 BCX8" data-ccp-props="{}"&gt; &lt;/span&gt;&lt;/p&gt; &lt;/div&gt;</description>

The Social-Engineer Podcast

Ep 338 - The 4th Monday Series - Playing Chess With Your Taxes

Ep 338 - The 4th Monday Series - Playing Chess With Your Taxes

Description