The conversation follows Michel Durand-Wood's path from noticing small local cuts—closed pools, rising taxes—to understanding his city as structurally insolvent. Along the way, he and Chuck talk about grants, debt, Canadian and U.S. examples, and why efficiency alone hasn’t fixed anything. Additional Show Notes Dear Winnipeg (Site) You'll Pay For This! (Book) Chuck Marohn (Substack)   This podcast is made possible by Strong Towns members. Thank you!