The Property Podcast

Welcome back to another episode of Ask Rob & Rob! 

• (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. 
• (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice. 

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In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business.  

They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track. 

Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities. 

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The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now? 

Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in! 

• (1:07) News story of the week 
• (2:47) Would you like to work at Property Hub 
• (3:24) Q&A with our mortgage expert Nick 
• (4:20) What’s been happening in the mortgage market? 
• (5:14) What impact does the recent BOE base rate announcement have on the market? 
• (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer? 
• (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve? 
• (6:55) What rates and fees should investors be seeking out? 
• (7:16) What kind of rates should people be stress testing at?  
• (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements? 
• (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios? 
• (9:22) What’s the latest getting new mortgages, both new purchases and refinances? 
• (9:52) Are valuations improving? 
• (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing? 
• (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months? 
• (13:55) Hub Extra

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Rob & Rob are back with two more listener questions! 

• (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects. 
• (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour. 

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Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments.

And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made.

• (1:06) News story of the week 
• (2:34) Claim your spot for our special webinar 
• (3:40) What on earth is going on with house prices 
• (4:50) Let’s look at house prices globally 
• (6:50) Rewind on what the experts predicted for 2024 
• (8:15) Why have house prices not fallen? 
• (15:25) What’s the chances of a property crash 
• (17:50) Is this a property boom or just a temporary growth 
• (21:20) What should you do when executing your property strategy 
• (24:16) Hub Extra 

Links mentioned: