<description>&lt;p class="" data-start="85" data-end="305"&gt;Jim and Chris discuss listener questions relating to spousal Social Security benefits, RMD tax withholding, IRA withdrawals, and 401(k) contribution limits. Jim also shares a PSA about a recent attempt at identity theft.&lt;/p&gt; &lt;p class="" data-start="307" data-end="458"&gt;(20:15) Jim shares a PSA about a fraudulent payday loan application attempted in his name and what he learned about credit freezes and loan monitoring.&lt;/p&gt; &lt;p class="" data-start="460" data-end="620"&gt;(30:15) George asks whether his wife will be subject to the earnings test if she retires mid-year and starts claiming Social Security benefits in the same year.&lt;/p&gt; &lt;p class="" data-start="622" data-end="744"&gt;(39:15) George asks whether tax withheld from his RMD can satisfy IRS requirements for avoiding quarterly estimated taxes.&lt;/p&gt; &lt;p class="" data-start="746" data-end="848"&gt;(47:30) A listener wonders whether taking cash from two small IRAs will result in capital gains taxes.&lt;/p&gt; &lt;p class="" data-start="850" data-end="1013"&gt;(1:03:00) Jim and Chris weigh in on a question about the total 401(k) contribution limit for those over age 50.&lt;/p&gt; &lt;p&gt;The post &lt;a href="https://www.theretirementandirashow.com/podcast/identity-theft-spousal-benefits-rmd-taxes-ira-withdrawals-401k-contribution-limits-qa-2513/"&gt;Identity Theft, Spousal Benefits, RMD Taxes, IRA Withdrawals, and 401(k) Contribution Limits: Q&amp;#038;A #2513&lt;/a&gt; appeared first on &lt;a href="https://www.theretirementandirashow.com"&gt;The Retirement and IRA Show&lt;/a&gt;.&lt;/p&gt;</description>

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Identity Theft, Spousal Benefits, RMD Taxes, IRA Withdrawals, and 401(k) Contribution Limits: Q&A #2513

MAR 29, 202576 MIN
The Retirement and IRA Show

Identity Theft, Spousal Benefits, RMD Taxes, IRA Withdrawals, and 401(k) Contribution Limits: Q&A #2513

MAR 29, 202576 MIN

Description

<p class="" data-start="85" data-end="305">Jim and Chris discuss listener questions relating to spousal Social Security benefits, RMD tax withholding, IRA withdrawals, and 401(k) contribution limits. Jim also shares a PSA about a recent attempt at identity theft.</p> <p class="" data-start="307" data-end="458">(20:15) Jim shares a PSA about a fraudulent payday loan application attempted in his name and what he learned about credit freezes and loan monitoring.</p> <p class="" data-start="460" data-end="620">(30:15) George asks whether his wife will be subject to the earnings test if she retires mid-year and starts claiming Social Security benefits in the same year.</p> <p class="" data-start="622" data-end="744">(39:15) George asks whether tax withheld from his RMD can satisfy IRS requirements for avoiding quarterly estimated taxes.</p> <p class="" data-start="746" data-end="848">(47:30) A listener wonders whether taking cash from two small IRAs will result in capital gains taxes.</p> <p class="" data-start="850" data-end="1013">(1:03:00) Jim and Chris weigh in on a question about the total 401(k) contribution limit for those over age 50.</p> <p>The post <a href="https://www.theretirementandirashow.com/podcast/identity-theft-spousal-benefits-rmd-taxes-ira-withdrawals-401k-contribution-limits-qa-2513/">Identity Theft, Spousal Benefits, RMD Taxes, IRA Withdrawals, and 401(k) Contribution Limits: Q&#038;A #2513</a> appeared first on <a href="https://www.theretirementandirashow.com">The Retirement and IRA Show</a>.</p>