<description>&lt;p&gt;Jim and Chris discuss listener questions on Social Security spousal benefits, IRMAA’s classification, concerns about buffer-style funds, the growing push toward private investments, and moving from mutual funds to ETFs.&lt;/p&gt; &lt;p&gt;(22:30) A listener presents a hypothetical asking whether the repeal of WEP/GPO could allow Georgette to receive a spousal benefit based on her ex-husband’s Federal Employee record.&lt;br data-start="424" data-end="427" /&gt;(28:30) Jim and Chris review a listener’s question about when his spouse can file for her spousal Social Security benefit after he submitted his own application.&lt;br data-start="596" data-end="599" /&gt;(37:30) The guys address a listener’s challenge to the explanation that IRMAA is an insurance premium rather than a tax.&lt;br data-start="719" data-end="722" /&gt;(43:45) George asks about a recent AQR paper evaluating the effectiveness of buffer funds.&lt;br data-start="811" data-end="814" /&gt;(1:01:45) A listener wonders whether the growing push toward private investments—such as private equity and private debt—means they should consider using them.&lt;br data-start="1030" data-end="1033" /&gt;(1:10:45) Jim and Chris review a listener’s question on whether long-held mutual funds can be moved into ETFs without triggering large capital gains.&lt;/p&gt; &lt;p&gt;The post &lt;a href="https://www.theretirementandirashow.com/podcast/social-security-irmaa-etfs-private-investments-qa-2547/"&gt;Social Security, IRMAA, ETFs, Private Investments: Q&amp;#038;A #2547&lt;/a&gt; appeared first on &lt;a href="https://www.theretirementandirashow.com"&gt;The Retirement and IRA Show&lt;/a&gt;.&lt;/p&gt; </description>

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Social Security, IRMAA, ETFs, Private Investments: Q&A #2547

NOV 22, 202583 MIN
The Retirement and IRA Show

Social Security, IRMAA, ETFs, Private Investments: Q&A #2547

NOV 22, 202583 MIN

Description

<p>Jim and Chris discuss listener questions on Social Security spousal benefits, IRMAA’s classification, concerns about buffer-style funds, the growing push toward private investments, and moving from mutual funds to ETFs.</p> <p>(22:30) A listener presents a hypothetical asking whether the repeal of WEP/GPO could allow Georgette to receive a spousal benefit based on her ex-husband’s Federal Employee record.<br data-start="424" data-end="427" />(28:30) Jim and Chris review a listener’s question about when his spouse can file for her spousal Social Security benefit after he submitted his own application.<br data-start="596" data-end="599" />(37:30) The guys address a listener’s challenge to the explanation that IRMAA is an insurance premium rather than a tax.<br data-start="719" data-end="722" />(43:45) George asks about a recent AQR paper evaluating the effectiveness of buffer funds.<br data-start="811" data-end="814" />(1:01:45) A listener wonders whether the growing push toward private investments—such as private equity and private debt—means they should consider using them.<br data-start="1030" data-end="1033" />(1:10:45) Jim and Chris review a listener’s question on whether long-held mutual funds can be moved into ETFs without triggering large capital gains.</p> <p>The post <a href="https://www.theretirementandirashow.com/podcast/social-security-irmaa-etfs-private-investments-qa-2547/">Social Security, IRMAA, ETFs, Private Investments: Q&#038;A #2547</a> appeared first on <a href="https://www.theretirementandirashow.com">The Retirement and IRA Show</a>.</p>