Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&A #2515
APR 12, 202573 MIN
Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&A #2515
APR 12, 202573 MIN
Description
<p data-pm-slice="1 1 []">Jim and Chris discuss listener questions relating to Social Security, origins of the RMD age, the tax planning window, and RMDs from Inherited Roth IRAs.</p>
<p class="" data-start="217" data-end="377">(11:00) Georgette asks how to qualify for child-in-care survivor benefits if her ex-husband, who has been missing for seven years, is legally declared deceased.</p>
<p class="" data-start="379" data-end="559">(23:00) A listener wonders when to file for her Social Security benefit to ensure no reduction in the first payment.</p>
<p class="" data-start="561" data-end="679">(32:00) The guys share a listener’s PSA about why the IRS originally chose age 70½ as the starting point for RMDs.</p>
<p class="" data-start="681" data-end="841">(46:30) A listener questions whether the tax planning window should actually end at age 63 due to potential IRMAA impacts.</p>
<p class="" data-start="843" data-end="974">(59:45) George is puzzled by an Ed Slott newsletter discussing RMDs from Inherited Roth IRAs.</p>
<p>The post <a href="https://www.theretirementandirashow.com/podcast/social-security-rmd-age-tax-planning-and-inherited-roth-rmds-qa-2515/">Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&A #2515</a> appeared first on <a href="https://www.theretirementandirashow.com">The Retirement and IRA Show</a>.</p>
![<description><p data-pm-slice="1 1 []">Jim and Chris discuss listener questions relating to Social Security, origins of the RMD age, the tax planning window, and RMDs from Inherited Roth IRAs.</p>
<p class="" data-start="217" data-end="377">(11:00) Georgette asks how to qualify for child-in-care survivor benefits if her ex-husband, who has been missing for seven years, is legally declared deceased.</p>
<p class="" data-start="379" data-end="559">(23:00) A listener wonders when to file for her Social Security benefit to ensure no reduction in the first payment.</p>
<p class="" data-start="561" data-end="679">(32:00) The guys share a listener&#8217;s PSA about why the IRS originally chose age 70½ as the starting point for RMDs.</p>
<p class="" data-start="681" data-end="841">(46:30) A listener questions whether the tax planning window should actually end at age 63 due to potential IRMAA impacts.</p>
<p class="" data-start="843" data-end="974">(59:45) George is puzzled by an Ed Slott newsletter discussing RMDs from Inherited Roth IRAs.</p>
<p>The post <a href="https://www.theretirementandirashow.com/podcast/social-security-rmd-age-tax-planning-and-inherited-roth-rmds-qa-2515/">Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&#038;A #2515</a> appeared first on <a href="https://www.theretirementandirashow.com">The Retirement and IRA Show</a>.</p></description>](https://us-central1-podcastguru-217d6.cloudfunctions.net/gcf_get_image?image_url=https://is1-ssl.mzstatic.com/image/thumb/Podcasts221/v4/7d/19/36/7d1936bd-aa0f-46af-577b-819e7b7d2264/mza_12018821131627508022.jpg/600x600bb.jpg&width=300&height=300&api_key=xqFmUFX5BHLBTA)