<p>Jim and Chris discuss listener emails on Social Security timing, whether you can &#8220;leave&#8221; your Social Security benefit to a spouse who doesn&#8217;t independently qualify, having a spendthrift trust purchase an annuity, and using a revocable living trust to manage aging parents&#8217; complex financial affairs.</p> <p>(13:15) A listener born in November asks what their Social Security benefit would be if they begin claiming now, before full retirement age, while still earning $100,000, and when the earnings penalty would lift.</p> <p>(25:15) Jim and Chris field a question on whether you can &#8220;leave&#8221; your Social Security benefit to a spouse who does not independently qualify for Social Security.</p> <p>(34:00) George asks how to structure his estate so that one child receives an inheritance in installments over 20 years rather than as a lump sum, and whether a trust purchasing an annuity could accomplish that goal.</p> <p>(1:11:30) The guys hear from a listener who explains how being added as co-trustee on his aging parents&#8217; revocable living trust resolved the recurring problem of financial institutions refusing to honor their power of attorney.</p> <p>The post <a href="https://www.theretirementandirashow.com/podcast/social-security-spendthrift-trust-living-trust-qa-2613/">Social Security, Spendthrift Trust, Living Trust: Q&#038;A #2613</a> appeared first on <a href="https://www.theretirementandirashow.com">The Retirement and IRA Show</a>.</p>