📈 Are you on track with the Baby Steps? Get a Free Personalized Plan📱 Watch the full episode for free in the Ramsey Network appKen Coleman & Jade Warshaw answer your questions and discuss: "We are falling behind on Baby Step 2. Should we get a debt consolidation loan?" "How do we help my father-in-law get out of debt?" "Should we change our rate of retirement investing?" " I completely trashed my credit and now I can't find a place to rent," "Everyone is telling me to file for bankruptcy, what should I do?" "What should I do with my $200,000 inheritance?" Next Steps:✅ Help us make the show better by taking this short survey!📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today🏘️ Find a Ramsey Trusted Real Estate Agent💵 Start your free budget today. Download the EveryDollar app!Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network:💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices