Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business

When the poor need money, they sell. When the rich need money, they do something completely different. Here's what YOU were never taught. Most people were trained to liquidate. Need cash? Sell the gold. Sell the stock. Sell the property. Robert Kiyosaki explains why that one habit costs you twice: you lose the asset's protection, and you may hand the government a piece of the gain. Then he shows why the rich borrow instead, why a loan is not taxable income, and the rules that separate the investor who keeps his assets from the one who loses them anyway. In This Episode: ● Why selling your gold or stocks for cash can cost you twice ● How the rich borrow against their assets instead of selling them ● Why borrowed money is not taxed as income ● How a cash-out refinance lets you keep a rental property and get your money back ● Why a home equity loan (HELOC) is not the same as borrowing against a rental ● What a margin call is, and how lenders decide when to send one ● The 25% loan-to-value rule for borrowing against gold, silver, and paper assets ● Rich dad's rule: borrowed money must buy an asset that pays the loan ● Sell vs. borrow: a $27,500 down payment case study, run both ways ● How one investor who swore he'd never sell was forced to sell at the bottom This episode is for educational purposes only and is not tax, legal, or investment advice. Talk to your tax advisor before borrowing against any asset. This Episode was sponsored by: CapitalClub33.com MuskMasterclass.com OffAir26.com

How do the rich find investment opportunities that most people overlook? According to Robert Kiyosaki, the difference isn't luck. It's financial education, understanding cash flow, knowing how to evaluate risk, and surrounding yourself with people who recognize opportunities others don't. In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki welcome stock market expert Andy Tanner and resource investor Marin Katusa to explore how experienced investors identify opportunities in real estate, stocks, natural resources, and emerging investment markets. While most people focus on market headlines, stock prices, and conventional financial advice, the Rich Dad approach asks a different set of questions: Where is the value? How does the asset generate cash flow? What are the risks? And what does the average investor fail to understand? Andy Tanner explains why he evaluates stocks the same way a business owner evaluates a company. Rather than buying a stock simply because its price might rise, Andy studies the underlying business, its financial statements, and its ability to produce income. He compares this approach to real estate investing, where investors evaluate rental income, expenses, and long-term cash flow instead of relying exclusively on property appreciation. The lesson is simple: Understanding what an asset produces can matter more than guessing what someone will pay for it tomorrow. Marin Katusa shares lessons from financing natural resource projects around the world. He explains why an investment that looks attractive on paper can carry risks that many investors fail to recognize. Government intervention, political instability, management incentives, project economics, and the price investors pay can all determine whether an opportunity deserves further consideration. Marin challenges the belief that investors must accept enormous risks to pursue significant returns. Instead, he emphasizes understanding an asset's underlying value, evaluating management, and recognizing when the market may have mispriced risk. The conversation turns to carbon credits, an emerging market that Marin believes offers investment potential. He explains how carbon credit projects work, why corporations purchase credits, and how environmental initiatives may create new business opportunities. Robert and Kim discuss why they became interested in investing alongside Marin and how they evaluate opportunities outside conventional asset classes. The discussion illustrates an important Rich Dad principle: Investors who continue learning may recognize unfamiliar opportunities before those markets attract widespread attention. But early opportunities also carry uncertainty. Investors must examine regulatory exposure, business fundamentals, pricing, and the potential for loss rather than assume that a growing market guarantees profitable investments. Robert, Kim, and Andy also discuss the importance of mentors. Andy shares how reading Rich Dad Poor Dad changed his thinking, but finding experienced people to learn from helped him begin applying those lessons. Kim recalls the role mentors played when she and Robert first learned about investing in publicly traded companies and resource businesses. Their experiences reinforce a central lesson: Financial education isn't simply knowing what to buy. It's learning how to evaluate opportunities and developing relationships with people who can challenge your assumptions. In this episode, you'll learn: -How experienced investors find investment opportunities others overlook -Why cash flow matters when evaluating real estate and stocks -How to analyze a business instead of speculating on stock prices -Why buying below an asset's underlying value matters -How political and management risks affect investment decisions -What carbon credits are and why investors are studying the market -How emerging industries can create new investment opportunities -Why mentors can accelerate financial education -How to evaluate unfamiliar investments before committing capital -Why continuous learning matters as markets and industries change The wealthiest investors don't necessarily have access to a crystal ball. They develop the knowledge, relationships, and judgment to evaluate opportunities that others may not understand. As Robert and Kim emphasize, financial education requires continuous learning—and the willingness to apply what you've learned. The goal isn't to chase the next big investment. It's to become the kind of investor who knows how to recognize value, evaluate risk, and make informed decisions. 00:00 Introduction 01:08 Meet the Experts and Market Complexity 03:24 Why 401k Plans Fail 04:19 Marin Katusa Resource Investing Story 06:27 Political Risk and Nationalization 12:05 Rules for Safer Resource Deals 13:55 Buy Businesses Not Tickers 15:28 Carbon Credits Teaser 17:58 Carbon Credits Explained 23:01 Blue Carbon and Making Credits 26:19 Capitalism Solves Climate Problems 27:35 Keep Learning and Take Action 30:01 Final Thoughts and Thanks AI just hacked the Pentagon. War. Inflation. The biggest stock market bubble in history. Most Americans insure their house, car, and health — but have zero protection for their money. Rich Dad's answer has never changed. Gold. Get the free Rich Dad Wealth Kit U.S. Residents Only. https://prioritygold.com/richdad Text GUIDE to 24999.

As markets plunged, Robert Kiyosaki and Kim were closing on a 300-unit apartment building in Tulsa for $17 million—while TV experts urged viewers to stay the course. In this episode, Kiyosaki uses that contrast to lay out five money moves: rethink the security of jobs and savings, turn paychecks into assets, distinguish borrowing for cash-flowing investments from borrowing for consumption, and question advice from people paid to sell financial products. He also tells the story of how a private-investment deal opened his eyes to who gets access to what he calls the "best investments." The episode challenges familiar ideas about financial safety—and makes a clear case for why its advice may not suit everyone.

Understanding financial education vs financial advice starts with one critical distinction: advice tells you what someone else thinks you should do, while education helps you develop the knowledge to make your own decisions. In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki sit down with Rich Dad advisor Andy Tanner and former Wall Street executive and author Nomi Prins to examine what investors need to understand about markets, central banks, risk, and their own financial future. Nomi explains how central bank policies have shaped financial markets and why she believes the actions of the Federal Reserve and other central banks have created a growing disconnect between Wall Street and the real economy. Andy brings that discussion directly to investors. When markets rise for years, it's easy to believe that buying, holding, and waiting will always work. But Andy argues that financially educated investors don't simply prepare for markets to go up. They learn how markets work, understand risk, and consider how they will respond when conditions change. That leads to one of the episode's biggest Rich Dad challenges: Are you learning how to invest, or are you simply paying someone else to tell you what to do? Robert argues that financial education should give investors more control over their decisions. Rather than asking, "What should I buy?" he encourages people to study money, understand different asset classes, and develop the ability to evaluate opportunities for themselves. The group also discusses the importance of preparing instead of predicting. Andy explains how professional investors use strategies such as hedging to manage risk rather than assuming they can accurately predict whether markets will rise or fall. You'll learn: -The difference between financial education and financial advice -How central bank policies can affect financial markets -Why the stock market and real economy don't always move together -Why investors should prepare for both rising and falling markets -How hedging can help investors think differently about risk -Why Robert challenges conventional retirement investing -How investor positioning can matter more than predicting the market -Why mistakes and losses can become part of financial education -How emotions can interfere with investment decisions -Why investors need to develop their own knowledge before putting money at risk Robert, Kim, Andy, and Nomi also challenge the conventional belief that making an investing mistake automatically means you've failed. Each shares how experience—including losing money—can expose weaknesses in your knowledge, strategy, or temperament. The goal isn't to know exactly what the Federal Reserve, stock market, inflation, or economy will do next. It's to become the kind of investor who doesn't need someone else to provide every answer. Financial education isn't about being told what to do. It's about developing the ability to think, evaluate risk, adapt, and make informed financial decisions for yourself. 00:00 Introduction 03:12 Nomi on Central Banks 07:46 Fed Treasury Collusion 09:59 Stock Bubble and 401s 15:48 Hedging and Crash Prep 21:38 Where Opportunity Is 23:45 Cashflow Game Mindset 27:34 Learning Through Losses 30:32 Boomers and Safety Nets 34:50 Do the Work ---- Nobody is coming to save you. America pays $1.1 trillion a year in interest — more than Medicare, more than defense. Rich Dad says you must take care of you. 📚 Get the free Rich Dad Wealth Kit (U.S. Residents Only): 🌐 https://prioritygold.com/richdad 📱 Text GUIDE to 24999.

In 1971, an ounce of gold cost $35; in this episode, Rich Bontrager and Priority Gold's Michael Klaus compare that with a price of roughly $4,100 and examine what the shift says about the dollar's buying power. They discuss why central banks are adding gold, silver's industrial demand—from solar panels to computer chips—and claims of a multiyear silver supply deficit. Klaus also explains how a precious-metals IRA rollover works and what investors should consider before moving retirement funds. A pointed conversation about the case for hard assets—and the numbers and forecasts behind it. Nobody is coming to save your retirement. Rich Dad's Robert Kiyosaki has been saying the same thing for 30 years. Get out of paper. Get into real assets. Stop trusting a system that was never built to make you wealthy. Most people agree. Very few know what to do about it. That's why Priority Gold is offering U.S. residents a FREE Rich Dad Kit with 3 guides to help you understand your options to shield your wealth and retirement savings in 2026 and beyond. ----- Claim your FREE Rich Dad Kit today: Get your guides at prioritygold.com/richdad Call 866-703-9895 Or simply text GUIDE to 24999 to claim your guides.Offer available to U.S. residents only.