BIG DADDY LIVE

Bryan's guests today are from First American Title - a dream team of sorts, Nikki Lam, Lexi Hutchings, and Beth Sando. The show started out catching up on what's been going on with Bryan for the past month and then they all gave a wonderful explanation about Title in a real estate transaction. Our co-producer, Susan Finch, said it was great to have it explained to someone NOT in the industry. The group morphed into a conversation about the importance of partnerships, rather than strictly vendor/client relationships - be invested.  Tune in to listen to it all. 

Welcome to another episode of Big Daddy Live. Today's guests are Morgan McGuire from Keller Williams Premiere, Ricky Silber from Compass, and Wes Shaw from Movement Mortgage. Boy did this show take some tangents. Some of the questions answered include Is it really a better deal to wait, to try and grab a lower price? And the topic of true rates vs. advertised rates was explained by Ricky Silber, "They're only looking at APRs and the biggest problem with that is lenders are not all advertising APRs the same." They covered rate dependency, somehow Monica Lewinsky came up and those related oval office antics, In-n-Out - not related, but on to the topic of best burgers and how to order them. OK, quote of the week you are looking for to be eligible to win the $25 Amazon Gift card is: "Is there really something telling in the date that says that we're headed towards a recession because I have a feeling that a lot of that pressure from the Fed was more interested in propping up equity markets than it was in propping up the economy." (Remember only one winner per venue per week - one on this site, one on Facebook. It's in a different place in both versions. After winners are announced, we'll post the full transcript.)

You will learn a ton, even if you are already in the real estate industry. But, if you have ever bought, sold or are getting ready to buy or sell a home - this is the show for you. Also, Financial Planner, Marci Bair tells some heartwarming stories and gives great advice. Please welcome our expert pannel: Maddison Levin, brook Kane-Wootten from Foundation Escrow and Marci Bair, Bair Financial Planning. The quote of the week that you'll have to listen for is "There are some escrow hags.". When you hear it, mark the time it is at and tell us on our FB page https://www.facebook.com/bigdaddylive in the comments. We will pick the first winner here and on Facebook to find the timestamp of the quote. A different winner for each. The times are different, too.

Bryan's guest today is Rachel LaMar of LaMar Real Estate based in Carlsbad, California. We got off to a ranty start about food servers, delivery people and being caught on camera. It progressed to discussions about school safety and the empathy we have for kids today living with fears they should never deal with. We also covered streetlights, lions, late night and early morning calls are rarely good unless a baby is born and so much more! Tune in and catch some of the quotable moments below. On the disgusting things people do to your food! Bryan: This is so foul, so the delivery driver delivered it to the house, they had the ring system on and the dude literally, it shows the guy opening their cup, spitting in it, closing it and then handing the food to the consumer and I was like rawr. Rachel LaMar: What about the girl who just a couple of weeks ago, a young woman who went into the store and ate some of the ice cream. She opened a tub of ice cream and then she ate from it and she videoed herself live on Twitter or Facebook. Yeah, and well people are so stupid because they're on camera, especially the ones who intentionally film themselves doing something illegal. Bryan: I don't care how famous you are, how much money you have, I don't care if you use hand sanitizer on those fingers, I don't know where those fingers have been. Do not put them in my donut. Well, you don't know where she had those fingers prior to putting them in the donut. It was disturbing. Balls deep in salsa. (you'll have to find this story in the replay!!) Think about your parents before you ... God, I know I'm old when I say that. You think about your parents before you pull the stupid card out. I would never do that to anyone in my family. Look, I've made some especially stupid decisions in my life, really, really, really bad ones, but they weren't filmed and they're not recorded, so like yes, the legacy maybe there or some people's memories of it, but like no - it isn't replayed as a highlight reel. On School Shooters and our children's safety: Bryan: Can you imagine being that young, going to school every day and it starts off in that realm like you're going to start off as a kid never feeling safe. Ryan Alvey (the baby of the bunch): I don't remember metal detectors at schools. Rachel LaMar: No, no. Ryan Alvey: I don't remember being scared. I don't remember gun shootings or anything or anyone my age. Bryan Garrity: No, but that's how childhood should be. And I'm not being some 1950's puritan, but that's how childhood should be. You should be able to go to school and start to find yourself and learn about others and not be worried about is somebody going to come and kill all my friends and my teachers and myself or whatever. Rachel LaMar: School should be a safe place. On hunting exotic animals for no reason: There was a reason that lion was put away in a sanctuary. Look, they're there minding their own business in nature. That is not part of the ecosystem, some dumbass dentist from Michigan rolling into Africa and just killing for sport or killing for bounty. It's like I got a bounty for you dude, let's throw you in the clank for about a year and then see how you like it. Bryan Garrity: Everybody's like you're animal rights advocates and you don't like guns and you're a snowflake. It's like sh*t if you think that, you don't know me.  Rachel LaMar: Just last week, there was some children of a famous person, we'll leave it at that, online holding a beautiful, I think it was a cheetah or a leopard and just these huge grins on their faces that they had just killed on safari and yeah. Ryan Alvey: Can you eat a cheetah? I mean, can you eat a cheetah? Is that even a thing? Logic to fix our country:  Bryan: Number one, so the country needs self-care. I really believe that. Am I off base? And look at the people with money and look what happens to them versus the people who have nothing. That's so crazy. Rachel LaMar: So, if you are famous and have

This episode featured a lot of discussion on why you want a Real Estate agent with more than just a license. Sasha Shanner brings the added strength of a husband who is a bankruptcy attorney who helps give sound guidance when drastic changes are needed. As we know, Bryan Garrity is a JD so he brings that law background and arsenal to his clients' aid. It was a great exchange, plus the usual rants and warmth you expect from Big Daddy Live. Some of the quotable highlights are below: Bryan: ...but I want people to understand if there was no Madonna, there would be no Britney. If there was not Britney, there'd be no Gaga. I mean, the list could go on. You have to fill me in on who the young ... like Billie what's her name? Morgan McGuire: Eilish. On interest rates of the past: Sasha Shanner: Remember those stories your parents told you. I bought it when it was 18%. I have to hear it all the time. And they still bought a house, and they used it as a building block to buy another house, and they refi'd when the rates went low, and there's just a cycle of it. It's really natural. Bryan: ... if you're in the market and you're ready, it's a great time to buy. Let me preface it by saying that. I shouldn't say it's a great time to buy, everybody go out and do it, because for some individuals it's circumstantial at the end of the day. But I think if most people stood back and looked at what they pay in rent. On the market crash and how this group adjusted to the changes: Sasha Shanner: With a newborn and not having a job, and then my husband who is a bankruptcy attorney, his phone starts ringing off the hook. I said I'll come help you. I know how to manage a team, I can build a little ... I'll help you basically. At that point it was just help. Just help him. He was busy. Then that turned into ten years of running his office. In the height of the bankruptcy, we were filing about 40 to 50 cases a month. We had a couple paralegals and another lawyer. We had a whole team. It was just sometimes you ride the wave, and that was what I had in front of me at the time and I made the best of it. Bryan recalling how he got into real estate: "When everything crashed on the finance side, people were coming wanting to refinance, can you represent me for this on the litigation side? Nope, nope. I got out of that (legal industry) for a reason. However, I'm like wait a minute. There's a way to make this work. Who is negotiating these short sales? That's how it started. Sasha Shanner: Short sales were a really good opportunity in that time. I'm doing three short sales right now.  It's a lot of coordinating. It's not your average thing for real estate agents. For me, it's very comfortable for me, because that's the background I came from of that distrust, but I almost think that it's not harder, but if you haven't done it ... like anything. Bryan's Rant: I hate when I call an agent ... This bugs me, and boom, you get a text like two seconds behind it. So wait? You could not have picked up that ... You texted. It's not like those custom ones. It's one that they attached on there, so you had enough time to get your little fingers and go tappy-tappy, you couldn't pick up the phone and go, "Hi, this is dumb ass. Can I help you?" I'm sorry, she's much more put together than I am this way, but I would call them dumb ass. She'd be like, yes sir or ma'am. You guys get that, right? Pick up the phone! The other part about real estate that bothers me that some people don't understand or seem to give credit for is like this is a huge emotional component in people's lives. You will have emotions whether they be good, bad, ugly, love, anger, whatever, you've been in the house for ten years, do not tell me you're not going to have some kind of emotion rolling out of there. Bryan's biased opinion:  I always think the tall, beautiful gals like you really make an imprint. (his guests today are in the 6 foot+ range). Plug for a friend: A buddy of mine, we did