The Money To The Masses Podcast

In this week's episode, Damien provides a roundup of the best budgeting apps available in the UK, highlighting the features, fees and who they might be suitable for. Next, Damien reveals how much income you can get from a £100,000 pension pot. Finally, Damien explains how anyone can download books, magazines, newspapers and even audiobooks for free.

This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces.

They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments.

Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim.

In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs.

Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b

00:00 - Introduction to Money to the Masses Episode 483 05:27 - The Trump Trade: Market Movements and Predictions 08:30 - Will Trump being president be a positive thing for investment markets? 14:15 - Which asset classes performed best during Trump's last presidency? 18:34 - Performance of Asset Classes During Trump's Presidency 23:50 - Pension Withdrawals and Tax-Free Cash Concerns 25:20 - Can you put tax-free cash withdrawals back into a pension? 26:10 - Pension recycling - Be mindful before adding cash back into a pension 29:04 - Energy Price Cap Update and should you fix?

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