<p>Banking is changing fast, but what does real transformation actually look like inside today’s financial institutions?</p><p>In this episode of the London Fintech Podcast, Tony Clark sits down with Mark Johnstone, Chief Strategy Officer at MoneyNext and Managing Director of the Banking Transformation Summit, to unpack how banks are navigating AI, modernisation, and the evolving competitive landscape.</p><p><br></p><p>Mark shares insights from curating one of the most practitioner-led banking events in Europe, where the focus isn’t hype, but what’s actually working inside banks today. With 175+ institutions represented and a highly curated audience, the summit offers a unique lens into how senior leaders are tackling transformation at scale.</p><p><br></p><p>The conversation explores how the industry has shifted from digital transformation to AI-driven execution, and why the real challenge is no longer technology, but adoption, governance, and human integration.</p><p>They also dive into the biggest themes shaping banking right now: agentic AI, AI risk and regulation, embedded finance, and the surprising return of the human touch in financial services.</p><p>Whether you’re a banker, fintech operator, or simply tracking the future of financial services, this episode offers a grounded, insider view of where the industry is heading next.</p><p><strong>📌 Topics covered</strong>• What makes Banking Transformation Summit different from other fintech events</p><p>• Why banks are shifting from AI hype to real delivery and ROI</p><p>• The rise of agentic AI and what it means for banking operations</p><p>• AI governance, regulation, and the impact of the EU AI Act</p><p>• Embedded finance and the battle for customer ownership</p><p>• Why human interaction is making a comeback in digital banking</p><p>• The real blockers to transformation: adoption vs technology</p><p>• How banks are competing with AI-native fintech startups</p><p>• Why smaller, curated events outperform large conferences<strong>🔗 Learn more:</strong></p><p>Tony Clark: <a href="https://www.linkedin.com/in/tclark100/" target="_blank" rel="noopener noreferer">https://www.linkedin.com/in/tclark100/</a></p><p>Mark Johnstone: <a href="https://www.linkedin.com/in/majohnstone/" target="_blank" rel="noopener noreferer">https://www.linkedin.com/in/majohnstone/</a></p><p>NextWave Consulting: <a href="www.nxwave.com" target="_blank" rel="noopener noreferer">www.nxwave.com</a>Banking Transformation Summit: <a href="https://bankingtransformationsummit.com/" target="_blank" rel="noopener noreferer">https://bankingtransformationsummit.com/</a></p><p><br></p><p>MoneyNext: <a href="https://uk.linkedin.com/company/moneynexttv" target="_blank" rel="noopener noreferer">https://uk.linkedin.com/company/moneynexttv</a></p><p>Go Beyond the Podcast: <a href=" https://resources.nxwave.com/hub/london-fintech-podcast?c=cG9zdDo5OTI5NzY%3D&nav=aHViX3BhZ2U6MTA%3D&s=null" target="_blank" rel="noopener noreferer">https://resources.nxwave.com/hub/london-fintech-podcast?c=cG9zdDo5OTI5NzY%3D&amp;nav=aHViX3BhZ2U6MTA%3D&amp;s=null</a>#FinTech #Banking #AI #AgenticAI #DigitalTransformation #EmbeddedFinance #BankingTransformation #FinancialServices #Innovation #AIRegulation #OpenBanking #FintechEvents #LondonFintechPodcast</p>