<description>&lt;h3 class="kcm-post-minimal-title" style="background-color: white; box-sizing: border-box; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"&gt; &lt;u&gt;3 Benefits to Buying Your Dream Home This Year&lt;/u&gt;&lt;/h3&gt; &lt;img alt="3 Benefits to Buying Your Dream Home This Year | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share.jpg" srcset="https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share.jpg 750w, https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share-100x55.jpg 100w" style="background-color: white; border: 0px; box-sizing: border-box; color: #666666; font-family: &amp;quot;Open Sans&amp;quot;, sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /&gt;&lt;br style="background-color: white; box-sizing: border-box; color: #666666; font-family: &amp;quot;Open Sans&amp;quot;, sans-serif; font-size: 14px; outline: none !important;" /&gt;&lt;br /&gt; &lt;div class="kcm-post-minimal-content" style="box-sizing: border-box; color: #666666; font-family: &amp;quot;Open Sans&amp;quot;, sans-serif; font-size: 14px; outline: none !important;"&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; Outside of a strong economy, low unemployment, and higher wages, there are three more great reasons why you may want to consider buying your dream home this year instead of waiting.&lt;/div&gt; &lt;h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"&gt; &lt;strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"&gt;1. Buying a Home is a Great Investment&lt;/strong&gt;&lt;/h4&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; Several reports indicate that real estate is a&amp;nbsp;&lt;a href="https://www.simplifyingthemarket.com/2019/12/05/what-is-the-best-investment-for-americans/?a=237506-28a7e84d0a961d6d3908c8b42ac446d3" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="good investment"&gt;good investment&lt;/a&gt;, topping other options such as gold, stocks, bonds, and savings. Why? Real estate helps build equity, a form of investing for you and your family. According to&amp;nbsp;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;CoreLogic’s&lt;/em&gt;&amp;nbsp;&lt;a href="https://www.corelogic.com/insights-download/homeowner-equity-report.aspx" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="Equity Report"&gt;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;Equity Report&lt;/em&gt;&lt;/a&gt;,&lt;/div&gt; &lt;blockquote style="background-color: white; border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-family: Lato, &amp;quot;Helvetica Neue&amp;quot;, Helvetica, Arial, sans-serif; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"&gt; &lt;div style="box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; &lt;em style="box-sizing: border-box; outline: none !important;"&gt;“U.S. homeowners with mortgages (roughly 64% of all properties) have seen their equity increase by a total of nearly $457 billion since the third quarter 2018, an increase of 5.1%, year over year.”&lt;/em&gt;&lt;/div&gt; &lt;/blockquote&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; This means the average homeowner gained approximately $5,300 in equity over the past year. If you want to start building your equity, put your housing costs to work for you through homeownership this year.&lt;/div&gt; &lt;h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"&gt; &lt;strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"&gt;2. Mortgage Interest Rates Are Low&lt;/strong&gt;&lt;/h4&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; The&amp;nbsp;&lt;a href="http://www.freddiemac.com/pmms/pmms_archives.html" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="Primary Mortgage Market Survey"&gt;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;Primary Mortgage Market Survey&lt;/em&gt;&lt;/a&gt;&amp;nbsp;from&amp;nbsp;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;Freddie Mac&lt;/em&gt;&amp;nbsp;indicates that interest rates for a 30-year mortgage have fallen since November 2018 when they hit 4.94%. In their latest&amp;nbsp;&lt;a href="http://www.freddiemac.com/research/forecast/index.page" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="forecast"&gt;forecast&lt;/a&gt;,&amp;nbsp;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;Freddie Mac&lt;/em&gt;&amp;nbsp;expects rates to remain low, leveling out to a yearly average of 3.8% in 2020.&lt;/div&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; When you purchase a home at a low mortgage rate, it will impact your monthly mortgage payment, giving you the opportunity to buy more house for your money.&lt;/div&gt; &lt;h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"&gt; &lt;strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"&gt;3. Investing in Your Family is a Win&lt;/strong&gt;&lt;/h4&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; There are some renters who haven’t purchased a home yet because they’re uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you’re living rent-free with your parents, you’re paying a mortgage –&amp;nbsp;&lt;em style="box-sizing: border-box; outline: none !important;"&gt;either yours or that of your landlord&lt;/em&gt;.&lt;/div&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; Today,&amp;nbsp;&lt;a href="https://www.simplifyingthemarket.com/2019/12/26/year-over-year-rental-prices-on-the-rise/?a=237506-28a7e84d0a961d6d3908c8b42ac446d3" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="rental prices"&gt;rental prices&lt;/a&gt;&amp;nbsp;continue to increase, and when you’re paying your landlord’s mortgage instead of your own, you’re not the one earning the equity. As an owner, your mortgage payment is a form of ‘&lt;em style="box-sizing: border-box; outline: none !important;"&gt;forced saving&lt;/em&gt;s’ you can use later in life to reinvest in your family. You can use it for a variety of opportunities, such as saving for your children’s education, moving up to a bigger home, or starting your own business. As a renter, it can be more challenging to achieve those types of dreams without home equity working for you.&lt;/div&gt; &lt;h3 style="background-color: white; box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"&gt; &lt;strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"&gt;Bottom Line&lt;/strong&gt;&lt;/h3&gt; &lt;div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"&gt; Buying a home sooner rather than later could lead to substantial savings and long-term financial growth for you and your family. Let’s get together to determine if homeownership is the right choice for you this year.&lt;/div&gt; &lt;/div&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;div style="text-align: center;"&gt; &lt;i&gt;Buying in Southeast Michigan? &lt;a href="http://www.homesinsoutheastmichigan.com/search/" target="_blank"&gt;&lt;b&gt;Perform a full home search&lt;/b&gt;&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;div style="text-align: center;"&gt; &lt;i&gt;Selling in Southeast Michigan? &lt;b&gt;&lt;a href="http://michiganhomevalue.org/" target="_blank"&gt;Get a free Home Price Evaluation&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt; &lt;br /&gt;</description>

Southeastern Michigan Real estate Podcast with Greg and Wendy Kime

[email protected] (Kime Realty)

JAN 9, 2020-1 MIN
Southeastern Michigan Real estate Podcast with Greg and Wendy Kime

JAN 9, 2020-1 MIN

Description

<h3 class="kcm-post-minimal-title" style="background-color: white; box-sizing: border-box; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"> <u>3 Benefits to Buying Your Dream Home This Year</u></h3> <img alt="3 Benefits to Buying Your Dream Home This Year | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share.jpg" srcset="https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share.jpg 750w, https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2019/12/28113229/20200106-KCM-Share-100x55.jpg 100w" style="background-color: white; border: 0px; box-sizing: border-box; color: #666666; font-family: &quot;Open Sans&quot;, sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: &quot;Open Sans&quot;, sans-serif; font-size: 14px; outline: none !important;" /><br /> <div class="kcm-post-minimal-content" style="box-sizing: border-box; color: #666666; font-family: &quot;Open Sans&quot;, sans-serif; font-size: 14px; outline: none !important;"> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> Outside of a strong economy, low unemployment, and higher wages, there are three more great reasons why you may want to consider buying your dream home this year instead of waiting.</div> <h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"> <strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">1. Buying a Home is a Great Investment</strong></h4> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> Several reports indicate that real estate is a&nbsp;<a href="https://www.simplifyingthemarket.com/2019/12/05/what-is-the-best-investment-for-americans/?a=237506-28a7e84d0a961d6d3908c8b42ac446d3" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="good investment">good investment</a>, topping other options such as gold, stocks, bonds, and savings. Why? Real estate helps build equity, a form of investing for you and your family. According to&nbsp;<em style="box-sizing: border-box; outline: none !important;">CoreLogic’s</em>&nbsp;<a href="https://www.corelogic.com/insights-download/homeowner-equity-report.aspx" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="Equity Report"><em style="box-sizing: border-box; outline: none !important;">Equity Report</em></a>,</div> <blockquote style="background-color: white; border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-family: Lato, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"> <div style="box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> <em style="box-sizing: border-box; outline: none !important;">“U.S. homeowners with mortgages (roughly 64% of all properties) have seen their equity increase by a total of nearly $457 billion since the third quarter 2018, an increase of 5.1%, year over year.”</em></div> </blockquote> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> This means the average homeowner gained approximately $5,300 in equity over the past year. If you want to start building your equity, put your housing costs to work for you through homeownership this year.</div> <h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"> <strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">2. Mortgage Interest Rates Are Low</strong></h4> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> The&nbsp;<a href="http://www.freddiemac.com/pmms/pmms_archives.html" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="Primary Mortgage Market Survey"><em style="box-sizing: border-box; outline: none !important;">Primary Mortgage Market Survey</em></a>&nbsp;from&nbsp;<em style="box-sizing: border-box; outline: none !important;">Freddie Mac</em>&nbsp;indicates that interest rates for a 30-year mortgage have fallen since November 2018 when they hit 4.94%. In their latest&nbsp;<a href="http://www.freddiemac.com/research/forecast/index.page" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="forecast">forecast</a>,&nbsp;<em style="box-sizing: border-box; outline: none !important;">Freddie Mac</em>&nbsp;expects rates to remain low, leveling out to a yearly average of 3.8% in 2020.</div> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> When you purchase a home at a low mortgage rate, it will impact your monthly mortgage payment, giving you the opportunity to buy more house for your money.</div> <h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"> <strong style="background-color: yellow; box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">3. Investing in Your Family is a Win</strong></h4> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> There are some renters who haven’t purchased a home yet because they’re uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you’re living rent-free with your parents, you’re paying a mortgage –&nbsp;<em style="box-sizing: border-box; outline: none !important;">either yours or that of your landlord</em>.</div> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> Today,&nbsp;<a href="https://www.simplifyingthemarket.com/2019/12/26/year-over-year-rental-prices-on-the-rise/?a=237506-28a7e84d0a961d6d3908c8b42ac446d3" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="rental prices">rental prices</a>&nbsp;continue to increase, and when you’re paying your landlord’s mortgage instead of your own, you’re not the one earning the equity. As an owner, your mortgage payment is a form of ‘<em style="box-sizing: border-box; outline: none !important;">forced saving</em>s’ you can use later in life to reinvest in your family. You can use it for a variety of opportunities, such as saving for your children’s education, moving up to a bigger home, or starting your own business. As a renter, it can be more challenging to achieve those types of dreams without home equity working for you.</div> <h3 style="background-color: white; box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"> <strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3> <div style="background-color: white; box-sizing: border-box; margin-bottom: 1.5em; outline: none !important;"> Buying a home sooner rather than later could lead to substantial savings and long-term financial growth for you and your family. Let’s get together to determine if homeownership is the right choice for you this year.</div> </div> <br /> <br /> <br /> <br /> <div style="text-align: center;"> <i>Buying in Southeast Michigan? <a href="http://www.homesinsoutheastmichigan.com/search/" target="_blank"><b>Perform a full home search</b></a></i></div> <div style="text-align: center;"> <i>Selling in Southeast Michigan? <b><a href="http://michiganhomevalue.org/" target="_blank">Get a free Home Price Evaluation</a></b></i></div> <br />