Beware fixed-rate savings trap… and secrets from an Isa millionaire
<div>There's a warning for <a href="https://www.thisismoney.co.uk/money/saving/article-13264845/Dont-let-banks-roll-Isa-easy-access-account-paying-just-1-5-says-SYLVIA-MORRIS.html"><strong>savers who's fixed term deals are coming to an end</strong></a> - don't take your eye off the ball now or risk having your returns wiped out in a matter of months.<br>
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A year ago, there was a flurry of savers choosing fixed-rate bonds as they improved drastically. But if you don't act, the chances are it'll rollover into an awful rate.<br>
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On this week's This is Money podcast, Helen Crane, Lee Boyce and Georgie Frost talk savings, just as we head into a new financial year.<br>
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Also on the savings front, <a href="https://www.thisismoney.co.uk/money/saving/article-13266785/British-Savings-Bonds-NS-reveals-rate-itll-pay-new-accounts.html"><strong>NS&I reveals the rate of the new British Savings Bond</strong></a> - is it worth it? And an <a href="https://www.thisismoney.co.uk/money/isainvesting/article-13263839/Im-Isa-millionaire-tips-building-chunky-tax-free-pot.html"><strong>Isa millionaire reveals all to This is Money on how he built up a seven-figure pot</strong></a>.<br>
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Helen tackles another reader problem – this time, it's a case of the <a href="https://www.thisismoney.co.uk/money/bills/article-13267275/I-paid-Virgin-O2-650-Sim-card-didnt-want-nearly-two-years-CRANE-CASE.html"><strong>unwanted and unneeded Sim card costing a pensioner couple hundreds of pounds</strong></a>.<br>
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And on the utilities front, Lee reveals how <a href="https://www.thisismoney.co.uk/money/bills/article-13267983/I-faced-75-broadband-bill-rise-says-LEE-BOYCE-Ofcom-saved-haggle-dance-hassle.html"><strong>Ofcom saved him from a 75 per cent rise in his monthly broadband costs</strong></a>, and why you should check if you're out of contract with your mobile phone.<br>
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<a href="https://www.thisismoney.co.uk/money/mortgageshome/article-13263313/Mortgage-approvals-hit-17-month-high-says-Bank-England.html"><strong>Mortgage approvals are up</strong></a> - but house prices nudge lower. What's going on? <br>
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Meanwhile, research shows a record <a href="https://www.thisismoney.co.uk/money/mortgageshome/article-13245167/A-homes-bought-time-buyers-London-HALF.html"><strong>third of all homes are being bought by first time buyers</strong></a> – and they make up 89 per cent of buyers in one Berkshire town.<br>
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Lastly, entrepreneur Tim Armoo runs the rule over <a href="https://www.thisismoney.co.uk/money/smallbusiness/article-13244091/Five-TikTok-money-making-fads-explained-Entrepreneur-TIM-ARMOO-gives-verdict.html"><strong>five money-making fads doing the rounds on social media</strong></a> – are any of them worth your time?<br>
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