<p>This episode sponsored by: LiveSwitch <a href="https://join.liveswitch.com/ClaimClinic" rel="noopener noreferrer" target="_blank">https://join.liveswitch.com/ClaimClinic</a></p><p>Top Ten Xactimate Profit Secrets: <a href="XactSecrets.com" rel="noopener noreferrer" target="_blank">XactSecrets.com</a></p><br><p><strong>The Claim Clinic — “What the RIA Cost of Doing Business Report Means for 2026”</strong></p><br><p>In this episode of <em>The Claim Clinic</em>, host <strong>Andrew McCabe</strong> breaks down the just-released <strong>2025 RIA Cost of Doing Business Report</strong>, revealing what the latest financial and operational data say about the future of the restoration industry. Drawing on fiscal year 2024 data, this year’s report paints a picture of an industry growing up fast — with mid-tier firms scaling aggressively, TPAs losing ground, and contractors getting smarter about their true costs.</p><br><p>Andrew walks listeners through the major shifts: small firms saw a huge jump in profitability, large companies faced margin compression, and the average overhead across the industry now sits at a hefty <strong>38.5%</strong>, obliterating the old “10 and 10” myth once and for all. He also explores how cash flow stress — with the average receivable sitting at 60 days — is quietly reshaping business models, forcing restorers to run leaner and think like CFOs.</p><br><p>Finally, Andrew ties the data to on-the-ground realities: the rise of independent pricing, the growing divide between residential and commercial strategies, and what the next wave of technology and training investment means for contractors heading into 2026.</p><br><p>It’s data with teeth — and proof that the restoration world isn’t just surviving, it’s evolving.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>