Money, Marriage & Motherhood: How Not to Get Financially F*cked Over | Liz Harrington | Ep 170

What changes financially when relationships get serious, children arrive and one person starts carrying more of the long-term cost? This week Rebecca is joined by Liz Harrington, founder of Family Flow: The Divorce Collective and author of Money, Marriage & Motherhood: How NOT To Get F*cked Over. They talk about the money conversations couples often avoid, why financial independence matters before and during a relationship, and how choices around marriage, children, work and childcare can shape a woman's finances for years. They explore cohabitation and the lack of protection many unmarried couples assume they have, how prenups can be used as a practical conversation rather than a threat, the long-term financial impact of stepping back from work, and why unpaid caring responsibilities still matter when pensions and assets are divided later. In The Weekly Edit, Rebecca also shares her own frightening experience of attempted bank fraud, looks at why money is making some younger men hesitant about marriage, and discusses why a 50-50 split in divorce does not always create an equal financial future. In this episode: ● Why financial independence matters before marriage, motherhood and major relationship decisions ● Cohabitation, the protection unmarried couples may not have and why agreements matter ● How to approach prenups as a shared financial conversation rather than planning for failure ● Why avoiding conversations about money can store up much bigger problems later ● The career, pension and earning impact of motherhood, childcare and stepping back from work ● Why the contribution of a stay-at-home or lower-earning partner still has financial value ● The financial red flags Liz sees repeatedly, including control around money Chapters: 00:00 The Weekly Edit 10:02 Money, Marriage & Motherhood with Liz Harrington 16:59 Why Liz wrote the book and the conversations she wants couples to have 18:35 Cohabitation, legal protection and financial independence 22:31 Prenups and the money conversations couples avoid 31:26 Why money problems and control can push relationships towards divorce 35:20 Motherhood, career breaks and the financial penalty 44:28 Childcare, flexible work and the long-term cost of stepping back 53:16 Financial independence, relationships and knowing when to walk away 01:00:07 Pensions, divorce and the value of unpaid care 01:03:59 Financial red flags, coercive control and money 01:07:38 Money, Marriage & Motherhood: the waitlist and final advice Divorce Without Financial Regret webinar: https://evolutionfinancialplanning.co.uk/divorce-without-financial-regret/ Get The Edit: Rebecca's weekly newsletter https://preview.mailerlite.io/forms/1977165/175302754404664375/share Watch and listen: YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147 Liz Harrington: Liz Harrington helps women avoid getting financially f*cked over by love, and for those who already have, she helps them rebuild. Over fourteen years, Liz has coached hundreds of women through financial trauma, often after relationship and marriage breakdown. As Founder of Family Flow: The Divorce Collective, she has seen firsthand what happens when couples never have the deeper conversations about money, and how much life changes over time, especially once kids arrive. Her book, Money, Marriage & Motherhood: How NOT To Get F*cked Over, brings those conversations forward to help women and couples build safety, independence and a fairer, more trusting partnership before resentment sets in and before life makes decisions neither person chose. It is not about doom and it is not anti-men. It is about teamwork, honesty and never starting from zero. Join the Money, Marriage & Motherhood waitlist: https://go.lizharrington.uk/marriage-money-motherhood-waitlist Website: https://www.lizharrington.uk/ Facebook: https://www.facebook.com/lizharringtonuk/ Instagram: https://www.instagram.com/lizharringtonuk/ TikTok: https://www.tiktok.com/@lizharringtonuk LinkedIn: https://www.linkedin.com/in/lizharringtonuk/ ---------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.