<p>Net worth disparities and the roles housing and mortgage discrimination play in Black homeownership show how <a href= "https://www.americanbanker.com/access-denied" target="_blank" rel= "noopener">it's impossible to close the gaps without eliminating racism.</a></p>

<description>&lt;p&gt;Net worth disparities and the roles housing and mortgage discrimination play in Black homeownership show how &lt;a href= "https://www.americanbanker.com/access-denied" target="_blank" rel= "noopener"&gt;it's impossible to close the gaps without eliminating racism.&lt;/a&gt;&lt;/p&gt;</description>

The wealth effect

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