'Tis the Enrollment Season: Insurance Options for Associations of All Sizes

Send us Fan Mail Renewal letters are landing, and the numbers aren't pretty. Brian Haney, CAE, SVP and Association & Non-Profit Specialist at Relation Insurance Services, joins me to talk through health insurance for associations, especially small-staff shops trying to build a 2027 budget. Brian's first message: you probably have more options than you think. They won't all be cheap, but they're there. We get into what those options are, why the state where you're headquartered decides your market (even if your whole team is remote), the renewal increases he's seeing so far, and how to bring your board and your staff along. In this episode: - Why the fourth quarter is the benefits world's April 15 - Small group plans, PEOs and level funding, and when each might fit - Why every plan in your lineup renews at its own rate - How much your board actually needs to see - Why covering employees at 100% while dependents pay their own way creates two classes of employees - Whether you can skip the broker and ask ChatGPT, and how brokers get paid - Benchmarking dental, vision, life and disability to offset a tough medical renewal - Brian's 90-60-45-30 timeline for a calmer open enrollment About Brian Brian Haney, CLTC, CFBS, CFS, CIS, CAE, LACP, LUTCF, RFC, is SVP and Association & Non-Profit Specialist at Relation Insurance Services, where he works with associations and nonprofits on their employee benefits. Connect with Brian Email: [email protected] Book a meeting: https://meetings-na2.hubspot.com/brian-haney Web: https://relationinsurance.com Association Transformation is hosted by Elisa Pratt, CEO and Chief Strategist of Brewer Pratt Solutions, and Andrew Chamberlain, Founder and Managing Director of Elevated. Find every episode at https://associationtransformation.org. This episode is general information, not legal or insurance advice for your organization. Until next time, put your members and your mission first! Support the show