How a 40-Year Banker Paid Off $23,000 of Debt With a 401(k) Loan

In today’s episode, Ralph Estep Jr. and Juliet sit down with retired banker Tina Poole and break down convenience store overcharging, AI bill negotiators, and the condo market. In This Episode ✓ A $3.99 pack of gum rang up at $4.99, and Circle K failed 35% of price checks ✓ AI bots now call your cable company and haggle your bill, but who wins when the bots talk to each other? ✓ A $260,000 Colorado condo, a $470 monthly HOA, and a buyer who says he feels trapped ✓ Tina Poole’s 40 years in banking, $23,000 of divorce debt, and the 401(k) loan that cleared it ✓ The Christmas club account, a 40-year savings habit that just paid Tina $650 ✓ The Christmas bonus giveaway starts Monday, with a prize that grows up to $1,000 ✓ Money move: check your life insurance and who your beneficiaries are If you’ve ever wondered whether the price you saw is the price you paid, this episode will make you look twice. Resources Watch live: https://www.becomingfinanciallyconfident.com/live Win Ralph’s Money: https://www.becomingfinanciallyconfident.com/giveaway Book a call: https://www.ralphestepjr.com/schedule Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Have a money question? Send it here: https://www.becomingfinanciallyconfident.com/voicemail Companies Mentioned 7-Eleven Circle K The Guardian Rocket Money Kira Verizon OpenTable Fannie Mae Freddie Mac KingSumo MBNA Bank of America Chase Amazon Apple