Kidulting and Blind Boxes: How to Keep Fun Spending Inside Your Budget

In today's episode, Ralph Estep Jr. and Juliet react to kidulting and the blind box craze, and share how to keep fun spending inside your budget. In This Episode ✓ Kidulting, blind boxes, Funko Pops, and why a Honda Passport beat a Lexus ✓ Why a budget line for fun beats a guilt trip ✓ Initial jobless claims fall to 194,000 while continuing claims rise 25,000 ✓ What to check if your hours get cut, including partial benefits in some states ✓ Biweekly mortgage payments and the one question to ask your lender ✓ How to pay a 30-year mortgage like a 15 ✓ What skipping one year of $200-a-month saving costs by age 65 ✓ Quarterly taxes on a side gig, and extra W-4 withholding as a simpler path ✓ Money move: find $25 for your emergency fund If you've ever added a blind box to your cart and wondered whether it was worth it, this episode gives you a way to decide before you check out. Resources Watch live weekdays at 11:30 AM Eastern: https://www.becomingfinanciallyconfident.com/live Win Our Christmas Bonus: https://www.becomingfinanciallyconfident.com/giveaway Book a call: https://www.ralphestepjr.com/schedule Year-End Personal Tax Review with Ralph, $199: https://www.becomingfinanciallyconfident.com/yearend Be on the show: https://www.becomingfinanciallyconfident.com/stuck Previous episode, Inherited IRA Rules: What the 10-Year Rule Means for Your Taxes: https://www.becomingfinanciallyconfident.com/inherited-ira-rules-1/ Weekly jobless claims report (U.S. Department of Labor): https://www.dol.gov/ui/data.pdf Estimated taxes (IRS): https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes Tax Withholding Estimator (IRS): https://www.irs.gov/individuals/tax-withholding-estimator Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Have a money question? Send it here: becomingfinanciallyconfident.com/voicemail Companies Mentioned Honda Price Honda Lexus Toyota Mercedes-Benz Rolex Apple Amazon Meta Funko Pop Mart Pokemon Kmart Starbucks Stripe PayPal American Express Whitman's