The Viral $200 Social Security Bonus Isn’t Real, and Your 3.6% Raise Nets $68

In today’s episode, Ralph Estep Jr. and Juliet break down what the 3.6% Social Security raise really nets after Medicare Part B, and why the viral $200 bonus isn’t real. In This Episode ✓ Social Security’s 3.6% raise, about $75 a month before Medicare Part B ✓ The viral $200 bonus that Congress never approved ✓ The Claiming Age Clarity Act and the new age labels ✓ High-yield savings near 4.2% vs. 0.01% at big banks ✓ Wall Street’s $32 billion week and why only 63% of adults can cover $400 ✓ Community Mailbag: paying down a 27% card, a 0% balance transfer, and which bills come first after cut hours ✓ Money move: the $250 emergency fund challenge, starting with your first $25 If your raise, your savings, or your credit card balance feels stuck, this episode shows where to start. Resources Watch live: https://www.becomingfinanciallyconfident.com/live Christmas bonus giveaway: https://www.becomingfinanciallyconfident.com/giveaway Book a call: https://www.ralphestepjr.com/schedule Year-End Personal Tax Review: https://www.becomingfinanciallyconfident.com/yearend Free 5 Days to Financial Confidence: https://www.becomingfinanciallyconfident.com/5days Check your Social Security account: https://www.ssa.gov/myaccount Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Tiktok: https://www.tiktok.com/@becoming.financial Have a money question? Send it here: becomingfinanciallyconfident.com/voicemail Companies Mentioned Goldman Sachs Wells Fargo MBNA Netflix Burger King McDonald’s DoorDash Uber Eats Google Meet