Have This Conversation Before Your Parents Die (If They Own a House) | Kelly McGinnis (#287)

If your parents own a house, have this conversation while they're still here. Most families wait until it's too late, and it can cost them the home, a fortune and each other. Parents, this one's for you too. If the house is yours, the best thing you can leave your kids isn't just the home. It's a plan, and a conversation they don't have to start. David Ferrugio sits down with Kelly McGinnis, a former President at a Fortune 100 company who now helps families navigate mortgages and inherited homes after a death. We get into a reverse mortgage nightmare that ended with a 100-year family home auctioned, why siblings fight over Mom and Dad's house, whether you can assume your parents' mortgage, probate, and what to do if you're already in it. Kids: send this to your parents. Parents: send this to your kids. Whoever goes first wins. About Kelly: 25+ years leading finance and strategy, including as President at a Fortune 100 company. Today she's building Homera, an independent mortgage review that helps homeowners catch costly problems before they sign and for the life of the loan. Homera: https://www.joinhomera.com Kelly: https://kellymcginnis.com Instagram: https://www.instagram.com/leadwithkelly LinkedIn: https://www.linkedin.com/in/kellyamcginnis/ If DEAD Talks has ever helped you, please leave a 5-star rating and a one-line review. It takes ten seconds and helps the next person who's grieving find us. 📖 You're Not Dead Yet: How Grief and Loss Can Teach You to Live: Learn more and order David’s book at ⁠DeadTalks.net/Book⁠ or on Amazon: https://a.co/d/0hMdRlrb Sign Up For E-Mail Updates Here: https://www.deadtalks.net/signup Support the Show Join the DEAD Talks Patreon for just $2 to support the mission—and get episodes early & ad-free: https://www.patreon.com/cw/deadtalks Hats, Shirts, Hoodies + More: https://cottonbureau.com/people/dead-talks Exclusive Discounts 10% off Neurogum – powered by natural caffeine, L-theanine, and vitamins B6 & B12 to boost focus and energy: https://neurogum.com/deadtalks About DEAD Talks DEAD Talks with David Ferrugio approaches death differently. Each guest shares raw stories of grief, loss, or unique perspectives that challenge the “don’t talk about death” taboo. Grief doesn’t end—it evolves. After losing his father on September 11th at just 12 years old, David discovered the power of conversation. Through laughter, tears, and honest dialogue, DEAD Talks helps make it a little easier to talk about death, mourning, trauma, and the life that continues beyond it. Connect with DEAD Talks (@deadtalkspodcast) YouTube | Facebook | Instagram | TikTok | www.deadtalks.net Learn more about your ad choices. Visit megaphone.fm/adchoices