239. Decorative Gourd Season = Open Season - Pick the Right FEHB Plan

Federal employees are facing another year of rising healthcare costs, with FEHB premiums increasing an average of 10.9% in 2027. But that's only part of the story. In this episode we welcome back Kevin Moss of Consumers' Checkbook to break down the biggest changes coming to the Federal Employees Health Benefits (FEHB) Program and what federal employees and retirees need to know before Open Season. From significant premium increases and disappearing plans to new GLP-1 coverage requirements, Kevin explains why sticking with your current health plan could cost you more than you think. In this episode: Why FEHB premiums are rising an average of 10.9%, with some plans seeing increases exceeding 100%. Major changes to GLP-1 coverage, including new authorization requirements and higher out-of-pocket costs. Which FEHB plans are disappearing and what happens to affected enrollees. How high-deductible health plans and Health Savings Accounts (HSAs) could offer significant savings. Why more federal employees should consider Flexible Spending Accounts (FSAs). How to compare total healthcare costs, not just premiums, before choosing a plan. 2027 FEHB Open Season runs November 9 through December 14, 2026. Explore your options with Consumers' Checkbook's Guide to Health Plans at www.guidetohealthplans.org. Many federal agencies provide free access, or listeners can use promo code fedupward for 20% off individual access. https://www.checkbook.org/newhig2/hig.cfm Don't let automatic enrollment or rising premiums make your healthcare decisions for you. Tune in to make a more informed choice this Open Season. Connect with Love: Coaching: https://www.fedupwardcoaching.com/ LinkedIn: www.linkedin.com/in/love-rutledge Facebook: facebook.com/fedupward The FedUpward Podcast gives federal employees and friends of feds strategies and tips for navigating everyday problems. This is a place for federal employees to network, share ideas, and get better. Don't get fed up. Get FedUpward!