Making Better Credit Decisions: The Role of Alternative and Cash Flow Data

Lenders have access to more data and more ways to say yes with greater confidence to a borrower than at any point in the industry's history. But does that automatically lead to better, or safer, lending decisions? Host Kristina Robinson, Director of Corporate Communications at FICO, sits down with Jeff Feldmann, Vice President of Product Strategy for B2B Scores at FICO, and Frank Rotman, Capital One veteran and founding partner of 37Maru and QED Investors, also known as @fintechjunkie, for a candid conversation on where innovation adds meaningful value, where practical and regulatory considerations create limits, and why a common language for credit risk matters as lenders build for both today’s environment and future economic stress.  Get the real story behind the headlines, straight from FICO, the credit score 90% of top U.S. lenders rely on.