Money Mindsets, Big Dreams and Savings Stress

You've heard us talk about the importance of money stories before, but in this episode we REALLY break it down for you – sharing why they matter, how they drive our behaviour, and opening up about how our own upbringings shaped our personal money stories. Whether you realise it or not, your money beliefs are influencing every decision you make – and how big you dare to dream when it comes to your life and finances. In this episode, we cover: How a recent exciting work trip got us thinking differently about what's possible – and the ways our families brought us back down to reality The importance of challenging yourself and changing your behaviour to get a different outcome What to do if you feel like you're just not building your savings Why you need to know your numbers to create a real plan The TMC view on how our money beliefs shape our behaviour – and how to better understand yourself Mel and Darlene's personal money stories, and how they've shaped their attitudes and decisions throughout their lives We hope that by talking openly about our own money stories (and encouraging you to chat to others about yours), we can collectively break down the shame, stigma and ego around money. At the end of the day, your story is trying to keep you safe – but you have the choice to keep the parts that are serving you and release the parts that aren't. We hope you enjoy this episode – and in the spirit of uplifting financial wellbeing across Australia, we'd love it if you'd share it with someone who'd benefit from it. ABOUT THE MONEY COLLECTIVE PODCAST Financial Wellbeing with The Money Collective brings together stories and experiences from working with thousands of Australians when it comes to money. This is a no-holds-barred, honest podcast. Darlene Neu and Mel Pearce have been working in banking and finance for over 50 years and break down the barriers we face every day when it comes to our relationships, families and finances. READY TO GO ON THE JOURNEY OF FINANCIAL WELLBEING? Know your cost of living by listing your expenses with our handy spending review spreadsheet: https://www.themoneycollective.com.au/resources Book a time with us to ask questions and talk all things financial wellbeing, home loans, and more. Email [email protected]⁠ Take action and uplift your own level of financial wellbeing with our online course: https://www.themoneycollective.com.au/onlinecourse