Your Self Worth Is Not Your Net Worth | Raya Reaves of City Girl Savings

A salary is just a salary until you give it direction. That idea is the foundation of City Girl Savings, which Raya Reaves started in 2015 after realizing she didn't have to give up travel, dinners out, or nice things to reach her financial goals. On this episode of Five Seats, Dr. Kelsy Vick sits down with Raya, a finance graduate who spent time at a major financial institution and now coaches women one on one. Raya explains why your self worth is not your net worth, how to audit your spending before you change anything, and why she skips the pie chart budget in favor of one built around what you actually value. She also covers the work benefits most of us leave on the table, why autonomy is the biggest reason women should understand their money, and how to start investing without watching it every day. We close, as always, with the five people Raya would seat at her own dinner party: Emma Grede, who inspires her with her work ethic and how she lifts up other women; Eckhart Tolle, whose book The Power of Now changed how she sees the world; Sandra Bullock, the friend she hasn't met yet; Tori Dunlap, for growing her business into investing in other women's businesses; and a tie for her first call before a big purchase, depending on whether she wants to be talked out of it or cheered on. Five Seats is a dinner party style interview series from By Maven Media, where ambitious women share how they earned their seat in the room and who they'd want at their own table. New episodes every Tuesday. This episode is for educational purposes only and is not financial advice. Raya Reaves: https://www.instagram.com/citygirlsavings/ Website: https://citygirlsavings.com/ Welcome to the dinner party! Five Seats Instagram Dr. Kelsy Vick Instagram Youtube Tiktok Smart Girl Newspaper