S03 E18 Life Insurance Beats a Taxable Corporate Portfolio | Chas Murphy

Business owners who build wealth inside a corporation often discover too late that the wrong structure can cost their families millions in avoidable tax. Chas Murphy, Financial Advisor at Secura Financial Group Inc., explains how holding company structures, corporate owned life insurance and smart exit strategy planning keep more wealth in your family. Learn tax planning for incorporated business owners, including the lifetime capital gains exemption, capital dividend account and passive income limits. 📊 The Hidden Cost of Passive Income: Corporate investments can erode your small business deduction. 🏛️ Structure Before Strategy: A holding company protects your lifetime exemption. 🔑 The Tax Free Legacy: Corporate life insurance moves wealth to family through the capital dividend account. 🛡️ When The Founder Is Gone: Hard estate planning lessons from running a family hardware business. You can get in touch with here on LinkedIn: http://www.linkedin.com/in/chasamurphy/  Website: http://www.securafinancial.com 🗓️ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01 📱 Text/call/email Me Directly - 289.301.7679 / [email protected] 👋 Instagram: https://www.instagram.com/koukun.unosawa/