Where Do I Put It. Choosing the Right Retirement Account

Send us Fan Mail Where do you put your retirement money: Traditional IRA, Roth IRA, 401(k), or something else? Most people get stuck on this and do nothing, which is the most expensive choice of all. In this episode, I explain why the order matters more than the account. I start with the one deal no investment can beat, the employer match, then walk through the Traditional versus Roth decision (it’s a tax bet), when an IRA beats your 401(k), and the accounts you may not know about, including the SEP-IRA, Solo 401(k), 403(b), and the HSA. I also cover three mistakes that cost people more than picking the wrong account. You don’t need to be clever. You just need to start. Have a question or a topic you’d like me to cover? Leave me a message in Fan Mail.