Your Money Has a Tax Problem

Send us Fan Mail You don’t spend what your investments earn. You spend what’s left after the IRS takes its share. In this episode, I walk through the tax problem most investors never think about until April. I explain why waiting a few extra weeks to sell can save real money, how you can owe tax on a fund you never sold, and what to do with your losses. Then I get to retirement, where Social Security and required withdrawals can raise your tax bill in ways most people don’t expect. Tax rules change, so check the numbers before you act. The principles last.