Ruinous Rates Run Riot: 5FF

5 Fact Friday for 9 October 2026. Average five-year fixes have hit 6% for the first time in three years, and sub-5% deals have all but vanished (1,494 at the start of September, 9 now). Plus Kemi Badenoch's pledge to scrap stamp duty on main homes, the Your First Home scheme and its sub-£3,600 deposits on new builds, the RICS survey showing fewer buyers and more sellers, and house prices stalling and falling faster than the averages suggest. Live questions from viewers too. Links to all sources: https://mhwc.co.uk/5-fact-friday/5-fact-friday-9th-october-2026/ Watch the full stream on YouTube: https://www.youtube.com/watch?v=wFkiwh1msVg Support the show Follow me on X for daily updates: https://x.com/moving_charlie  🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80  Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs  Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw 🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe 📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/ 📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ 💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/ 🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/ ...