Don't make this negotiation mistake (And the $5K Move That Pays Off Every Year)

Why do so many of us stay quiet when it comes to asking for more at work? This week on Networth & Chill, Vivian goes solo to break down why negotiation is one of the most powerful money moves you can make, especially for women, and how one conversation can add hundreds of thousands of dollars to your lifetime earnings. Whether you’re eyeing a raise, a promotion, or a higher 401(k) match, you can learn to ask for what you're worth. In this episode, Vivian covers: 1. Why negotiation matters: The compounding power of a single raise, why old-school “win at all costs” tactics backfire for women, and how a higher starting salary boosts every raise that follows. 2. What you can actually negotiate for: Salary, health insurance and IVF coverage, WFH stipends, flexible schedules, professional development, equity, retention bonuses, and why you should check your existing benefits first. 3. How to make the ask: Prepping with concrete data, picking the right time, leading with your wins, the power of staying silent after your ask, handling a “yes” or a “no,” and why finding a sponsor (not just a mentor) can change your career. Download Vivian’s financial companion app Ask Dolly HERE! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at [email protected]. Learn more about your ad choices. Visit podcastchoices.com/adchoices