Personal Injury Primer

Parent Wanted to Take Settlement Money from Child https://personalinjuryprimer.com/wp-content/uploads/2025/12/Ep-382-Parent-Wanted-to-Take-Settlement-Money-from-Child.mp3 I’m David Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s question was prompted by a caller whose young daughter broke her leg at a softball field due to someone’s negligence. I did not get additional details. The caller stated that he had settled the daughter’s case with an insurance company. However, he wanted legal advice because the insurance company demanded that all the settlement funds be placed into a guardianship for the benefit of the daughter. I’m sure every attorney receives a call like this from time to time. Invariably, a caller with a question of this nature does not want to pay for legal advice and is not receptive to being told that what he wants to do runs counter to what the law requires. The caller insisted that the money was his to spend and stated that he just needed an attorney to make the insurance company understand his situation. This particular caller stated that he had already contacted five other attorneys, and none would assist him in his desire to take his child’s settlement money. He also sounded outraged on the call and did not want to hear a word about preserving the funds for his young child. He insisted he could use the money to make car payments. He said he takes the child for rides in his car as his passenger, so she will benefit from him having a car. He said I had to be wrong to suggest that the money needs to be put in a special account and preserved for the young child. He then disconnected the call. Had he stayed on the line, we would have declined to advise the gentleman for several reasons. First, he was adamant that the money should be his. If he had hired us, we would have been obliged to protect the child’s interests. An attorney cannot represent a child against their parent or represent the parent against the child in the same legal matter where there is a conflict of interest between the two parties. Second, he was belligerent and figured he’d keep looking for an attorney who would help him take advantage of the child. 99.9% of parents of an injured young child realize that any money they might recover for that child’s injury must go to the benefit of the child and not the parent. Courts require that funds collected on behalf of the minor child must be either put in a special savings account with a federally insured institution, for the benefit of the minor child exclusively, or a guardianship has to be opened, if the net amount of the settlement is over $10,000, where the court can supervise the money and make sure that the money does not go to an unscrupulous parent. There are no exceptions. After the caller disconnected, I began to wonder if he was addicted to gambling or if someone was threatening him. There is good reason for laws that protect injured minors when it comes time to settle their injury claim. When a third party injures a child, the child has the right to sue that party. The right to sue belongs to them, not their parents. The parent was not injured. A parent may have an independent action for loss of services of a child, but the injury claim belongs to the child. Because a child is a minor, they cannot sign a written representation agreement with an attorney. The reason a child cannot sign an attorney representation agreement is the same reason the child cannot sign a contract to buy a house or buy a car. They lack the legal authority to enter into an agreement. Though the law permits a parent to sue on behalf of a minor child, any settlement reached must be approved by a court. The parent must act as a fiduciary for the child’s benefit. The court needs to approve the settlement to ensure the parent is not taking advantage of the child. I recall a case from a few years ago in which a court approved a settlement and ordered that the settlement funds for the child be deposited into a special savings account for the child. Several years after I withdrew my representation from the case (since the case was settled), the court found out that the mother had lied about setting aside the money and had instead taken all of the child’s money. Needless to say, the mother was in big trouble. I don’t think she went to jail, but I believe the court ordered her to pay back all the money, with interest. I hope you found this information helpful. If you are a victim of someone’s carelessness, substandard medical care, product defect, work injury, or another personal injury, please call (219) 736-9700 with your questions. You can also learn more about us by visiting our website at DavidHolubLaw.com – while there, make sure you request a copy of our book “Fighting for Truth.” The post Ep 382 Parent Wanted to Take Settlement Money from Child first appeared on Personal Injury Primer.

Woman Hurt When Thrown from an Amusement Ride https://personalinjuryprimer.com/wp-content/uploads/2025/12/Ep-381-Woman-Hurt-When-Thrown-from-an-Amusement-Ride.mp3 I’m Katelyn Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s question comes from a call from a woman who wants to sue after being thrown from an amusement park ride. She says she needed neck and low back surgery after the incident. She also says she can no longer work as a janitor, a job she had for the last 30 years. Her medical bills to date total nearly $500,000. She says her earnings loss so far is $150,000. She wants to know if she has a good chance of successfully suing the company that operated the amusement ride. She wants to know what factors we would look at to determine her chances of winning, and she would like to know what damages she can potentially recover. Any lawsuit would likely be based on claims that the defendant (the amusement ride company) was negligent and reckless in the operation of the amusement ride and that its actions or inactions caused the woman’s injuries. The owner and operator of an amusement device is required to exercise reasonable and ordinary care in maintaining, operating, and supervising the device. Key factors to consider include determining if Indiana statutes that govern amusement ride safety were violated without excuse or justification: – Regulations require owners to be familiar with the manufacturer’s instructions, prepare an operating fact sheet for operators, and refrain from operating devices at unsafe speeds or at speeds beyond the recommended limits. – Specific equipment, such as belts, bars, and footrests, must be provided to ensure safe entrance, exit, and support. This equipment must be strong enough to restrain passengers and have fastenings that cannot be inadvertently released. – All devices must comply with the manufacturer’s safety standards, operating manuals, and technical specifications. Additionally, daily operation and inspection logs, as well as personnel training records, must be maintained. If the woman successfully proves her claims and her fault is 50% or less, she may recover damages to compensate her for those elements reasonably demonstrated to have resulted from the defendant’s wrongful conduct. Damages she can potentially recover include a jury taking into account the nature and extent of the woman’s injuries, whether her injuries are temporary or permanent, physical pain and mental suffering, medical expenses, disfigurement caused by the incident, lost time and earnings, and the loss or impairment of earning capacity. I hope you found this information helpful. If you are a victim of someone’s carelessness, substandard medical care, product defect, work injury, or another personal injury, please call (219) 736-9700 with your questions. You can also learn more about us by visiting our website at DavidHolubLaw.com – while there, make sure you request a copy of our book “Fighting for Truth.” The post Ep 381 Woman Hurt When Thrown from an Amusement Ride first appeared on Personal Injury Primer.

Service Dog Bites Child https://personalinjuryprimer.com/wp-content/uploads/2025/12/Ep-380-Service-Dog-Bites-Child.mp3 I’m David Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s question is prompted by a woman who called and said a service dog attacked and severely bit her young child when she and the child were at a restaurant. She was calling to find out her legal options. Animals are not always predictable. To properly analyze the caller’s situation, we will need to know more about the dog, the child, the dog’s owner, and the restaurant. Was the dog a trained and certified service dog? If so, did it break protocol with its training? In other words, was it trained not to react with a bite even if provoked? Improper training may lead to a lawsuit against the dog trainer. Additionally, we would like to know if the dog was indeed specially trained and a genuine service dog. In other words, was it a seeing-eye dog? Or was it a so-called comfort dog designed to help relieve anxiety? What was the dog’s breed and size? Was the dog on a leash? Was the dog muzzled? It will also be important to credibly determine what the child was doing at the time of the bite. Was the child provoking the dog in some way? Such as screaming at the dog, or touching the dog, or hitting the dog? Or did the child touch or strike the dog’s owner, causing the dog to feel protective? Was the parent monitoring the child? Another essential factor would be to learn more about the dog’s owner. Could the dog’s owner have prevented the dog from biting? Was the dog providing services that a medical practitioner prescribed? Or did the owner try to pass off an untrained dog as a service dog? If the dog was not a genuine service dog, the owner committed fraud against the restaurant and its staff. Did the owner know that the dog might bite, given its history? The law tends to grant leniency to an owner who is unaware of any violent tendencies in an animal. However, if the animal has bitten before or otherwise exhibited violent tendencies, the law is likely to be less lenient towards the owner. Another factor is going to be the type of restaurant involved. Did the incident occur in an outdoor setting, such as a patio or garden? Or did the incident occur inside a building? Did the restaurant try to prevent the dog from entering? Did the restaurant place the dog and its owner near the child? Did the restaurant observe behavior with the dog that would have suggested a propensity to bite before it bit the child? Should the restaurant have ejected the dog and its owner before the bite could occur? Did anybody take steps to try to prevent a foreseeable attack by the dog? Depending on the answer to these questions, when an investigation of the incident is complete, it may be reasonable for the caller and her child to sue several potentially responsible parties. I hope you found this information helpful. If you are a victim of someone’s carelessness, substandard medical care, product defect, work injury, or another personal injury, please call (219) 736-9700 with your questions. You can also learn more about us by visiting our website at DavidHolubLaw.com – while there, make sure you request a copy of our book “Fighting for Truth.” The post Ep 380 Service Dog Bites Child first appeared on Personal Injury Primer.

Bicyclist Hit Crossing Street https://personalinjuryprimer.com/wp-content/uploads/2025/12/Ep-379-Bicyclist-Hit-Crossing-Street.mp3 I’m Katelyn Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s question comes from a woman who called saying that her bicycling husband was struck by a car when he crossed a street while riding on a bike trail. She wanted to know their legal rights. If a car strikes a bicyclist while he crosses a street from a bike trail in Indiana, the injured cyclist may be able to sue for compensation. But it will depend on the circumstances of the crash. In Indiana, drivers must exercise caution to avoid hitting pedestrians and cyclists. However, cyclists also have responsibilities. A bicyclist must obey traffic laws and exercise reasonable care in operating the bicycle. Just the other day, I encountered a cyclist NOT following the rules of the road. I was driving a car on a divided four-lane highway going eastbound, and the bicyclist was in the inside eastbound lane pedaling westbound. I was surprised nobody struck him. Liability in each case will depend on who was at fault for the crash. If the car driver was distracted or impaired, they may be held fully responsible. If the cyclist was violating traffic laws (such as crossing against a red light or without signaling) or operating their bicycle in a manner similar to the man I just described, their actions may result in a jury finding them to be at fault. Where the car driver’s negligence contributed to causing the accident, the cyclist may be successful in filing a personal injury claim and seeking compensation for their injuries and damages. Damage may include tangible losses, such as medical bills, lost income, and property damage. Damages may also include compensation for pain and suffering, as well as emotional distress. I hope you found this information helpful. If you are a victim of someone’s carelessness, substandard medical care, product defect, work injury, or another personal injury, please call (219) 736-9700 with your questions. You can also learn more about us by visiting our website at DavidHolubLaw.com – while there, make sure you request a copy of our book “Fighting for Truth.” The post Ep 379 Bicyclist Hit Crossing Street first appeared on Personal Injury Primer.

Injury Caused by Unstable Store Display https://personalinjuryprimer.com/wp-content/uploads/2025/12/Ep-378-Injury-Caused-by-Unstable-Store-Display.mp3 I’m David Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s episode is prompted by a report a couple of months ago that a California woman sued a big box store for millions of dollars, alleging that a heavy liquor cabinet display fell on her, causing multiple injuries, including a traumatic brain injury. These types of display-related injuries are more common than you might think. We are currently pursuing a case for a client where a display item in a general store fell from a top shelf while a stocker was shelving bottles of detergent in an aisle adjacent to where our client was shopping with her child. The injuries include a severe shoulder injury and a concussion (a type of traumatic brain injury). Recent cases that we have concluded have included similar display items falling on customers. Like the case in the news, one case involved a box of champagne falling on our client’s shoulder and neck. Another case that comes to mind involved a roll of carpet that was stood upright against a wall that fell and struck our client, breaking her arm. Several years ago, a small child lost an eye when a store display near a checkout counter at a grocery store toppled over. The display was not well secured, and store employees had recognized that it was wobbly and dangerous. However, the store manager instructed the employees to do nothing to better secure the display despite its hazardous condition. As a result, a young boy lost vision in one of his eyes. Such an injury will impact his future earning ability as well as his ability to participate in sports and interfere with his usual daily activities for the rest of his life. The lawsuit, reported a couple of months ago, involved a wholesaler that was accused of negligence, premises liability, and product liability. No matter the legal label is applied, cases such as these all involve negligently failing to manage the store where the injuries occurred, and often involve a failure to train employees properly. In each case of this type, the injured parties typically seek damages to cover past and future medical expenses, lost earnings, as well as emotional distress, and pain and suffering. I hope you found this information helpful. If you are a victim of someone’s carelessness, substandard medical care, product defect, work injury, or another personal injury, please call (219) 736-9700 with your questions. You can also learn more about us by visiting our website at DavidHolubLaw.com – while there, make sure you request a copy of our book “Fighting for Truth.” The post Ep 378 Injury Caused by Unstable Store Display first appeared on Personal Injury Primer.