Ep. 2001: A New Millennium of Money Questions

Episode 2001 begins a new millennium of money questions—with Don sorting out the numbering before tackling inherited IRAs, CD ladders, Roth conversions, workplace retirement plans, Warren Buffett’s famously simple portfolio advice, and capital-gains harvesting for children. The common thread is simplicity with enough diversification and tax planning to avoid expensive surprises. 01:07 Welcome to Episode 2001 04:27 Simplifying inherited IRAs 09:13 Building an automatic CD ladder 11:46 Roth conversions, legacy, and charity 16:07 Reviewing a LifePath 2045 portfolio 18:18 Is Buffett’s 90/10 portfolio too simple? 23:14 Capital-gains harvesting for children 26:40 Wrap-up 27:55 Disclosures Questions? Comments? Click!