The AllinCrypto Podcast

What if the biggest threat to traditional banking isn't Bitcoin, but stablecoins? In this episode of AllInCrypto, Rupert Pickering sits down with Sid Powell, CEO & Co-Founder of Maple Finance, to explore how cryptocurrency could fundamentally reshape the global financial system. With over $25 billion in loans originated, Maple is at the forefront of institutional crypto lending. But according to Sid, the biggest transformation may still be ahead. Could stablecoins force banks to offer better interest rates or risk losing customer deposits? Could crypto eventually absorb the private credit industry? And what happens when tens of trillions of dollars in real-world assets move onchain? In this episode, we explore: Why stablecoins could threaten traditional banking profits. The potential for a $1 trillion stablecoin market. How tokenization could unlock tens of trillions in assets. Why Bitcoin is becoming increasingly important as financial collateral. How DeFi could transform traditional lending and private credit. The rise of AI-powered finance and GPU-backed lending. Robinhood, Stripe and the accelerating adoption of blockchain by major financial institutions. Why the next phase of crypto adoption could be much bigger than expected. From Wall Street to decentralized finance, this conversation explores the forces that could transform how money moves, how assets are owned, and how the world accesses credit. Is traditional finance ready for what's coming?

What happens to global finance when countries stop trusting each other? This episode makes the case that every major crisis has pushed crypto forward, from the 2008 bank bailouts that led to Bitcoin to the COVID money printing that led to DeFi. Now the breakdown of trust between nations is putting crypto forward as a neutral system the world can transact on. Johann Eid is the Chief Business Officer at Chainlink. The conversation breaks down Chainlink as the 'invisible center' of crypto: CCIP for moving value across chains, data that underpins DeFi, and CRE for bringing legacy infrastructure like DTCC on chain. It covers why governments and financial institutions are racing to adopt crypto, and how stablecoins and DeFi open up finance to people without reliable access. It also explores why Chainlink complements layer 1s, why auditability makes crypto essential for trustworthy AI, and why billions of mostly private chains are coming.

Could stablecoins make Visa and Mastercard obsolete? And could blockchain become the essential infrastructure behind AI agents and the next generation of global finance? Antony Welfare, former Ripple CBDC advisor who worked with more than 30 central banks and founder of TrustCBRC, joins AllInCrypto to explain why the real blockchain revolution goes far beyond cryptocurrency speculation. From the future of payments and the XRP Ledger to tokenization, AI agents and institutional adoption, this conversation explores how blockchain could reshape the systems behind our everyday lives. Antony draws on his experience at Ripple, Oracle and DXC Technology to explain why legacy financial institutions face growing pressure to adapt, why stablecoins could dramatically reduce payment costs, and why public and private blockchains will likely coexist. The discussion also explores TrustCBRC, an AI-powered platform designed to evaluate real-world blockchain projects and issue verifiable certificates using the XRP Ledger.

When a clearing system that handles about two trillion dollars a day picks its blockchain operating system, what does that mean for the token behind it? After recent announcements pushed QNT from about $61 to about $350, this conversation asks whether Quant is the layer that lets the old financial world merge with the new one. Apex Crypto Insights joins AllInCrypto to break down the Quant Network thesis. The conversation covers the sandboxes said to use Quant, from the ECB digital euro to Project Rosalind, and why license fees owed only once projects go live could lock up QNT. It moves through the three-layer model for new money, the claim that most CBDCs run on private versions of the XRP Ledger, and a theory about Satoshi. Then come QNT valuation scenarios set against Solana, Ethereum and Bitcoin, a look at Bretton Woods, the Triffin dilemma and XRP as a neutral bridge asset, and a closing take on Chainlink versus Quant and the outlook for 2027.

What happens when the US has to roll over its debt with 10-year yields above 5%? For Geoffrey Kendrick, that pressure is part of the Bitcoin case, and part of why he argues crypto is back and the low is in. The bigger shift may sit underneath Bitcoin: stablecoins, tokenization and protocols whose fees keep growing while their tokens stay cheap. Geoffrey Kendrick is Global Head of Digital Assets Research at Standard Chartered. The conversation covers why Geoffrey believes crypto has bottomed, and how US debt, Treasury intervention and the Fed shape the Bitcoin case. It then turns to stablecoins, where transactions doubled while supply stalled at about $300 billion, and why that is a massive use case for Ethereum and for protocols like Uniswap, Aave, Morpho, Chainlink and Arbitrum. It also covers the SEC exemption for tokenized US equities and why AI agents will need blockchain rails. It closes with price targets to 2030 and why Bitcoin dominance could edge lower as crypto moves from speculation to revenue.