Why Your Child’s College Fund Is Losing to Inflation

Inflation has fundamentally altered the cost of higher education, making traditional savings strategies increasingly inadequate. Lucas and Luna examine how rising tuition costs outpace standard investment returns, specifically looking at the erosion of purchasing power over a four-year degree. They discuss concrete data on average annual increases in public versus private university costs and analyze why simple interest-bearing accounts fail to keep up. The hosts explore the real gap between what parents save and what students actually need, offering a specific framework for adjusting contribution levels based on current inflation trajectories rather than historical averages. #CollegeSavings #529Plans #InflationHedge #HigherEducationCosts #StudentDebt #FamilyFinance #InvestingStrategy #TuitionGrowth #RetirementPlanning #WealthManagement #FinancialLiteracy #EconomicTrends #FexingoBusiness #BusinessPodcast #LucasAndLuna #MoneyTalks #GenZFinance #MillennialParents Keep every episode free: buymeacoffee.com/fexingo