The Minority Mindset Show

"Higher interest rates tend to pop the bubble." This episode responds to the headlines that Ray Dalio and other experts are warning rising interest rates could tip the economy into a recession. He explains that the Fed has raised rates once this year, with more hikes likely at its October 28th and December meetings, and why that makes the recession question worth examining closely. Jaspreet Singh walks through the five most recent rate-hiking cycles and what happened to stocks and the economy during and after each one. He then covers why private equity and private credit are showing early stress, and how he uses always be buying, market shifts, and market crashes to stay calm and keep building wealth. In this episode, you'll learn: Why Ray Dalio and other experts are warning that higher interest rates raise the risk of a recession What the Fed is expected to do at its October 28th and December meetings How stocks and the economy performed during the 2022 to 2023 rate-hiking cycle Why the 2004 to 2006 and 1999 to 2000 hiking cycles were followed by the Great Recession and the dot-com bust Why the 1994 to 1995 and 2015 to 2018 cycles ended without a recession Why the pain from rate hikes tends to show up after the hikes, not during them Why private equity firms that bought at 20 times earnings and private credit funds that froze withdrawals are under pressure How the always be buying approach and market shifts help investors turn fear into opportunity Keywords: interest rates, rate hikes, recession, Ray Dalio, Federal Reserve, private equity, private credit, stock market, always be buying, market shifts ✅ Join Market Briefs (my newsletter for investors) free! Below are my recommended tools!Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"The new driver of inflation is artificial intelligence." This episode shares three takeaways from a meeting his head of investing research attended with Fed Governor Barr: higher interest rates are likely coming in 2026, lower inflation may be further away than many expect, and artificial intelligence is now adding to inflation instead of reducing it. He explains why this is a shift from the Federal Reserve's earlier view that AI would push prices down. Jaspreet Singh walks through how this contrasts with the White House, where President Trump is encouraging AI companies to police themselves under a moral accord while competing with China for AI leadership. He then covers how interest rates and money printing affect investors, and the framework he uses to build and accelerate wealth through any of it. In this episode, you'll learn: Why a Fed governor says AI investment and demand are now having a measurable impact on prices Why the Fed's current path may not bring inflation back to its 2% target in the near term What the Federal Reserve is expected to do at its October 28th meeting Why President Trump wants AI companies to regulate themselves through a morally binding accord rather than government rules Why the White House sees the AI race with China as critical to the US staying the world's economic superpower How higher interest rates put downward pressure on asset prices while rewarding savers and Treasury holders Why wealth is built by owning investments, using the "always be buying" approach as the foundation How market crashes and market shifts are the two ways to accelerate wealth beyond that foundation Keywords: Federal Reserve, interest rates, inflation, artificial intelligence, AI regulation, China AI race, national debt, always be buying, market shifts, investing ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Below are my recommended tools!Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"This office building in Chicago sold for $68 million 10 years ago. Today, it sold for $4 million." This episode breaks down why commercial real estate is cracking across the country, with office buildings selling at 80 to 90 percent discounts as more than $1 trillion in commercial loans readjust at today's much higher interest rates. He explains why these properties are valued on the income they generate rather than sentiment, and why falling occupancy combined with rising costs is pushing many buildings underwater. Jaspreet Singh walks through a real world example showing how a building's value can collapse when its net operating income falls, and then turns to the housing market to explain why it's under pressure but hasn't cracked the way commercial real estate has. In this episode, you'll learn: Why commercial real estate loans readjust every five years instead of locking in a 30 year fixed rate like a home mortgage How net operating income and cap rates determine what an office building is actually worth Why falling occupancy and rising costs can turn a profitable building into one that loses money every year Why developers are handing back keys, selling at steep discounts, or facing foreclosure How banks holding these commercial loans could be the next to feel the pain Why housing affordability has hit its lowest point in history even though home prices haven't fallen Why most homeowners with mortgages under 5% are reluctant to sell and give up that rate Why the housing market's fate depends on whether the economy or unaffordability wins out first Keywords: commercial real estate, office building crash, mortgage rates, housing affordability, net operating income, cap rate, interest rates, real estate investing, national debt, Federal Reserve ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"Gold now has a new competitor for a safe haven investment which is treasuries." This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy. Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next. In this episode, you'll learn: Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all Why rising Treasury yields make the government's $40 trillion national debt more expensive to service How higher Treasury yields translate into higher mortgage, car loan, and credit card rates Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts Why research based investing means acting before an opportunity shows up in the headlines Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing ✅ Grab a FREE copy of my ebook ABB: Always Be Buying here: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise---------- Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"Gold now has a new competitor for a safe haven investment which is treasuries." This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy. Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next. In this episode, you'll learn: Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all Why rising Treasury yields make the government's $40 trillion national debt more expensive to service How higher Treasury yields translate into higher mortgage, car loan, and credit card rates Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts Why research based investing means acting before an opportunity shows up in the headlines Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------