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The Mortgage AI Podcast
Frazier
AI Agents vs Agentic AI... WTF Is The Difference? | MAP Ep. 3
SEP 18, 202634 MIN
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Description
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Frazier welcomes Michael McAlister as a co-host on the Mortgage AI Podcast and explains the transition from The MLO Project to focus on AI.
They discuss the difference between “AI agents” (a tool that automates specific tasks) and “agentic AI” (an approach where AI is embedded with autonomy across business functions). Miguel describes moving beyond prompt-based assistants to workflows where AI monitors stages, reviews files, drafts communications, and updates systems, which requires standardized inputs, documented rules, and oversight similar to managing employees.
He shares using scheduled routines that run early daily and email HTML reports for ad management, pipeline signals, and weekly newsletter drafting with approval. They note tools change rapidly, urging focus on business outcomes over chasing tools. Rapid fire: underhyped tools Fathom and Aila; overhyped GPT Work; most annoying AI talk is “build your own” piecemeal tools.
00:00 Welcome Back Maestro
01:31 Why This Podcast Exists
02:42 Agents Versus Agentic
05:29 From Tasks To Workflows
11:18 Managing AI Employees
13:39 Routines And Reports
18:54 Tool Overload Reality
21:14 Think Business Not Tools
27:54 GrokBot Setup And Cost
29:19 Rapid Fire AI Takes
32:21 Final Thoughts And Outro
Presented by: DIFRNT Coaching
Founding Sponsor: MortgageCon
Broker Sponsor: Summit Lending
Friends of the Program: Empower LO

