The Big Bet On Bevri: Building The Ultimate AI Operating System | MAP Ep. 4

Send us Fan Mail Most mortgage professionals are using AI to write emails, create social posts, summarize documents, and complete a few isolated tasks faster. Jonathon Haddad is building it into the operating system of his business and his life. In this episode of The Mortgage AI Podcast, Jonathon shows me an AI-powered neural network that connects his text messages, emails, meetings, social media conversations, contacts, and tasks. It remembers conversations, updates his to-do list, and prepares him before meetings. His goal is simple: “How can I get my brain onto this document so I never have to think about that again?” That is a much bigger conversation than prompting ChatGPT to write better marketing copy. Jonathon is also building Bevri, a platform designed to combine the CRM, LOS, and POS into one experience for mortgage brokers. The goal is to let loan officers manage their files without bouncing between 30, 40, or 50 different lender portals and disconnected systems. We also get candid about the part of mortgage AI that far too many people are ignoring: security. Mortgage companies and loan officers are building tools through vibe coding without understanding databases, permissions, compliance, or how to protect personally identifiable information. Jonathon has already found mortgage websites exposing Client names and email addresses. That mistake can lead to regulatory problems, expensive forensic audits, and serious damage to the entire broker channel. Then there is the cost of building with AI. Jonathon explains how companies can burn through tens of thousands of dollars in token usage because someone selected the most powerful AI model for work that never required it. His own automation platform once cost approximately $40 per day to operate. Through optimization, his team reduced that expense to around $40 every four days. Knowing when to build, when to buy, and which model to use has become an operating decision. Guessing can get expensive fast. We also look ahead to the mortgage company of 2030. Jonathon believes technology will allow processors to handle twice as many transactions and underwriters to manage four times their current volume. Standard mortgage files could reach clear to close in seven days or less, with much of the process completed without a traditional conversation with a loan officer. There will still be humans in the system. There will simply be fewer seats for people whose only value comes from completing mechanical tasks. In this episode, we cover: The difference between using AI and creating real leverage Why the broker channel remains years behind retail technology Jonathon’s vision for Bevri How his AI system remembers conversations and manages tasks The danger of exposing Client information through vibe-coded tools Why SOC 2 compliance and database security matter The hidden cost of AI tokens How to decide whether to build or buy AI technology What the mortgage company of 2030 could look like Why cash-out refinances and HELOCs may surprise the industry Which AI tools Jonathon believes are overhyped The one childhood experience he believes you should bring back into your life If you lead a mortgage company, pay close attention to the conversation about PII and AI governance. If you originate loans, look at your current workflow. Where are you still relying on memory? Where are you repeatedly stopping to find information? Where are disconnected systems eating up your day? Those are the places where AI can create meaningful leverage. 00:00 Welcome and Feedback 01:19 Introducing Jonathan Haddad 02:06 Why This AI Conversation 03:29 Building Bevri Platform 04:09 Broker Tech Pain Points 07:10 Industry Misreads AI 10:07 Underestimating Data Power 12:22 AI in Daily Life 14:34 Usage Versus Leverage 16:12 Neural Network Rolodex 19:12 Palantir and Big Picture 20:51 Thinking Space with AI 21:37 AI as Memory Boost 22:40 Mortgage Tech Mindset 24:18 Vibe Coding Risks 27:11 Build vs Buy Costs 28:14 Token Spend Control 30:52 Mortgage 2030 Vision 33:42 Humans Still Matter 35:08 Rapid Fire AI Takes 37:31 Protect PII Always 38:23 Closing Joy Challenge Connect with Bevri Presented by: DIFRNT Coaching Founding Sponsor: MortgageCon Broker Sponsor: Summit Lending Friends of the Program: Empower LO