📈 Are you on track with the Baby Steps? Get a Free Personalized PlanGeorge Kamel & Ken Coleman answer your questions and discuss: "I feel like we'll never catch up on our retirement savings," "Will cutting up my card get me in trouble?" "Is it greedy to counter-offer a promotion?" "I can't morally invest in the S&P 500," "How do I break down annual/semi-annual insurance payments into a monthly budget?" "My car was repossessed this morning..." Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps💰 Learn more about creating a sinking fund in EveryDollar📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan🏠 Find a Ramsey Trusted Real Estate Agent🤓 File your taxes with 100% accurate software that’s 20% of the price.💵 Start your free budget today. Download the EveryDollar app!🛒 Preorder Build a Business You Love Now at Ramsey Solutions 💻 Sign up for a free training with our EveryDollar team! Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices