šŸ¤” ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



Dave Ramsey and Jade Warshaw answer your questions and discuss:


  "My credit card is about to be charged off. What should I do?"

  "I just got laid off, should we use our savings to pay down debt?"

  "Should I go on a free cruise while in Baby Step 2?"

  "Should I sell my AirBnB?"

  "Am I wrong to ask to be an equal co-owner in my husband's business?" 

  "Should I pay more than minimum payments to minimize interest while in Baby Step 2?"

  "Should I take out a loan to buy a business?".




Next Steps:

āœ”ļøā  ⁠Help us make the show better. Please take this short survey.⁠⁠

šŸ“ž Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

šŸ“˜ Get your copy of What No One Tells You About Money today

šŸ’µ ⁠Start your free budget today. Download the EveryDollar app!

šŸ  Get organized and prepared to buy or sell a home



Connect With Our Sponsors:


  Get 10% off your first month of ⁠BetterHelp⁠


  Go to ⁠Boost Mobile⁠ to switch today!

  Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more

  If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

  Learn more about⁠ Christian Healthcare Ministries⁠


  Get started today with⁠ Churchill Mortgage⁠


  Get 20% off when you join ⁠DeleteMe⁠


  Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!

  Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠


  Find top health insurance plans at ⁠Health Trust Financial⁠


  Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠


  Visit⁠ NetSuite⁠ today to learn more

  Get started with ⁠YRefy⁠ or call 844-2-RAMSEY

  Visit⁠ Zander Insurance⁠ for your free instant quote today!




Explore more from Ramsey Network:

šŸ’ø ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

šŸø ⁠Smart Money Happy Hour⁠

šŸ’” ⁠The Rachel Cruze Show⁠

šŸ’° ⁠George Kamel⁠

šŸŖ‘ ⁠Front Row Seat with Ken Coleman⁠

šŸ“ˆ ⁠EntreLeadership⁠



⁠Ramsey Solutions Privacy Policy⁠
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The Ramsey Show

Ramsey Network

The Only Hack To Paying Off Debt Is Doing The Hard Work

JAN 7, 2026139 MIN
The Ramsey Show

The Only Hack To Paying Off Debt Is Doing The Hard Work

JAN 7, 2026139 MIN

Description

šŸ¤” ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: "My credit card is about to be charged off. What should I do?" "I just got laid off, should we use our savings to pay down debt?" "Should I go on a free cruise while in Baby Step 2?" "Should I sell my AirBnB?" "Am I wrong to ask to be an equal co-owner in my husband's business?" "Should I pay more than minimum payments to minimize interest while in Baby Step 2?" "Should I take out a loan to buy a business?". Next Steps: āœ”ļøā  ⁠Help us make the show better. Please take this short survey.⁠⁠ šŸ“ž Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠. šŸ“˜ Get your copy of What No One Tells You About Money today šŸ’µ ⁠Start your free budget today. Download the EveryDollar app! šŸ  Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ⁠BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠ Find top health insurance plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: šŸ’ø ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ šŸø ⁠Smart Money Happy Hour⁠ šŸ’” ⁠The Rachel Cruze Show⁠ šŸ’° ⁠George Kamel⁠ šŸŖ‘ ⁠Front Row Seat with Ken Coleman⁠ šŸ“ˆ ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices