66: The System for Managing Money When Your Brain Won’t Cooperate with Nicole Stanley

What if you’re not bad with money? What if your money system just doesn’t work for your brain? Money comes with an incredible amount of shame. We tell ourselves we’re irresponsible because we forgot a bill, undisciplined because we abandoned another budget, or just “bad with money” because somehow everyone else seems to have figured this out. In this episode, Julie sits down with financial coach Nicole Stanley, founder of Arise Financial Coaching and creator of the Momentum Money Method, to talk about building ADHD-friendly money systems that actually work in real life. Nicole explains why financial overwhelm is often less about math and more about executive function, how the so-called “ADHD tax” can reveal where your systems need support, and why most budgets fail when we build them for an imaginary, perfectly disciplined version of ourselves. They also dig into Nicole’s surprisingly simple three-account money system, how to look at spending without turning it into a moral judgment, and what can change when you finally understand what your money is actually making possible. In this episode: • Why struggling with money isn’t necessarily a discipline problem • How executive function affects the way we manage money • Why “there is no bad, there’s only feedback” • The problem with budgeting for your ideal self • Nicole’s simple three-account money system • How financial clarity can give you more choices in your actual life Connect with Nicole: Arise Financial Coaching: arise.financial https://www.instagram.com/arise.financial.coaching/ Connect with Julie: Website: dallasgirlfriday.com Instagram: @thesystemforeverything