The Upgraded Points Podcast

Japan is one of the most popular destinations in the world, but traveling there with a family can feel overwhelming and expensive. In this episode, Chris breaks down his recent family trip to Japan and exactly how it was booked using points and miles.We walk through the business class flights, 5-star hotel stays, and the real itinerary across Tokyo, Osaka, and Kyoto. You’ll hear what worked well, what surprised us, and how planning ahead made a luxury-style trip possible without luxury prices.If you’ve ever wondered how families actually use points in real life, not just in theory, this episode shows what’s possible with the right strategy.Chapters:00:00 The Upgraded Points Podcast Episode 4501:01 New Hyatt Bonus Journeys Promo04:04 Japan Airlines Business Class 05:56 Waldorf Astoria Osaka10:04 St. Regis Osaka15:52 Getting from Osaka to Kyoto17:06 Hyatt Place Kyoto19:41 Kyoto activities22:32 Shinkansen Bullet Train to Tokyo23:32 Tokyo Disneyland and DisneySea26:31 Conrad Tokyo28:00 Tokyo and Tips for Kids in Japan31:19 Park Hyatt Tokyo38:33 Delta Economy and American Airlines Premium Economy43:11 Listener Q&AHyatt Place Kyoto in Japan [In-depth Hotel Review]https://upgradedpoints.com/travel/hotels/hyatt-place-kyoto-review/Review of Hilton Tokyo Bay in Japan [Great Use of Hilton Aspire Resort Credit]https://upgradedpoints.com/travel/hotels/hilton-tokyo-bay-review/Behind the Hype: A Real Guest’s In-Depth Review of Conrad Tokyohttps://upgradedpoints.com/travel/hotels/conrad-tokyo-review/✈️ Learn more at https://upgradedpoints.com/📧 Questions? Email us at [email protected]

Bilt 2.0 launched with three new credit cards and a brand-new currency called Bilt Cash, and the reaction was immediate and brutal. Even seasoned points and miles experts were confused by how the new system worked.In this episode, Chris and Katie break down the Bilt 2.0 rollout, explain how the new cards and Bilt Cash program actually function, and take a step back to look at the big picture. They cover what changed, what went wrong, what still works, and whether there are any bright spots worth paying attention to as the program evolves.If you’ve been wondering whether Bilt 2.0 is something to avoid entirely or if there’s real value hiding beneath the confusion, this episode gives you a clear, honest assessment without the hype.Chapters:00:00 The Upgraded Points Podcast Episode 4401:44 New Priority Pass+ app02:48 American Airlines Barclays Cards Transitioning to Citi05:05 Bilt 2.007:11 Bilt Blue card08:26 Bilt Obsidian Card10:22 Bilt Palladium Card12:15 Bilt 2.115:39 Bilt Cash20:03 Is Bilt Still Worth It?Bilt Overhauls Credit Card Lineup: Unlimited Earnings but With Some Caveatshttps://upgradedpoints.com/news/bilt-new-credit-card-details/Bilt Responds to Backlash, Adds Second Option for Earning Rewards on Housing Payments With No Feeshttps://upgradedpoints.com/news/bilt-responds-second-earning-option/Here Are the First Details of Redemption Options for Bilt Cashhttps://upgradedpoints.com/news/bilt-cash-redemption-options/I Just Got the Palladium Card: Here’s Why it Makes Sense for a Yearhttps://upgradedpoints.com/news/choosing-bilt-palladium-card/✈️ Learn more at https://upgradedpoints.com/📧 Questions? Email us at [email protected]

How many travel credit cards is too many? It’s one of the most common questions travelers ask, and the answer isn’t as simple as a number.In this episode, Chris and Katie break down how many travel credit cards actually make sense based on your travel goals, spending habits, and ability to stay organized. They talk through common fears around credit scores and annual fees, share signs you might have too many cards, and explain when opening another card can actually help your travel strategy.Whether you’re just getting started or already deep into points and miles, this episode will help you decide when to open your next card, when to pause, and when fewer cards might lead to better travel.Chapters:00:00 The Upgraded Points Podcast Episode 4300:57 Capital One Lounge Guest Access04:02 The #1 rule in Points and Miles8:25 Wallet Audit15:07 Retention Offers18:05 Duplicate CardsCapital One Lounge policy changes: https://upgradedpoints.com/news/capital-one-venture-x-lounge-access-changes/How to get credit card retention offers: https://upgradedpoints.com/credit-cards/credit-card-retention-offers/How do you cancel or downgrade your credit card? https://upgradedpoints.com/credit-cards/downgrading-canceling-credit-cards/Does opening a new credit card hurt your credit score? https://upgradedpoints.com/credit-cards/does-new-credit-card-hurt-credit-score/✈️ Learn more at https://upgradedpoints.com/📧 Questions? Email us at [email protected]

You don’t need an $800+ annual fee to get real travel value.In this episode, Chris and Katie break down the best travel credit cards with annual fees under $100, and explain why some of these low-fee cards quietly outperform more expensive options. They cover which cards make the most sense for beginners, families, and points and miles hobbyists, plus how to use them alongside premium cards for maximum value.You’ll learn which under-$100 cards are worth keeping long term, which perks actually matter, and how to build a smart travel strategy without adding another big annual fee. If you’re trying to travel better while spending less, this episode is a must-listen.10 Best Credit Cards With Annual Fees Under $100 [2026]: https://upgradedpoints.com/credit-cards/best-credit-cards-with-annual-fees-under-100/✈️ Learn more at https://upgradedpoints.com/📧 Questions? Email us at [email protected]📲 Subscribe on YouTube: https://www.youtube.com/@upgradedpointspod📲 Follow us on Facebook: https://www.facebook.com/upgradedpoints/📲 Follow us on Instagram https://www.instagram.com/upgradedpoints📲 Follow us  on TikTokhttps://www.tiktok.com/@upgradedpoints✉️ Upgraded Points Newsletter https://upgradedpoints.com/join-newsletter/

Transfer partners are the reason some travelers get $500 in value from their points while others get $5,000. In this episode, Chris and Katie break down what a transfer partner actually is, how it works, and why it’s the most important concept in points and miles.They explain the difference between bank points and airline and hotel programs, walk through real booking examples, and share the most common mistakes beginners make when transferring points.If points have ever felt confusing or underwhelming, this episode is the key to making them click.Chapters:00:00 The Upgraded Points Podcast Episode 4101:51 What Are Transferable Points?07:41 The Major Transferable Points Currencies14:01 Common Mistakes 20:41 Listener QuestionsLooking to Maximize Your Travel Points? Try Our Transfer Partner Tool! https://upgradedpoints.com/travel/transfer-partner-tool-calculator/✈️ Learn more at https://upgradedpoints.com/📧 Questions? Email us at [email protected]://youtu.be/lQSDx801Dts📲 Subscribe on YouTube: https://www.youtube.com/@upgradedpointspod📲 Follow us on Facebook: https://www.facebook.com/upgradedpoints/📲 Follow us on Instagram https://www.instagram.com/upgradedpoints📲 Follow us  on TikTokhttps://www.tiktok.com/@upgradedpoints✉️ Upgraded Points Newsletter https://upgradedpoints.com/join-newsletter/