E49: A Business Class for Consumers | David Dwumah, Adjunct Teaching Professor, WPI Business School

The ways we shop, borrow and pay are changing rapidly. Buy Now, Pay Later plans can make expensive purchases feel affordable, stablecoins promise a new form of digital payment, and AI shopping agents may soon make purchasing decisions on our behalf. But does greater convenience help consumers—or make the true cost of a purchase harder to see? In this “Business Class for Consumers,” WPI Professor David Dwumah explains how these emerging payment options work, the risks and benefits they present, and what consumers should consider before clicking “buy now.”