Can AI Give Every Small Business a Virtual CFO? With Clover's Krishna Bhagavatula

In this sponsored episode of This Week in Fintech Partnered, Katie Perry sits down with Krishna Bhagavatula, Chief Product Officer at Clover, to talk about how the platform is evolving far beyond payments. Krishna explains why small business owners need something very different from enterprise software. They are often acting as the CFO, CMO, COO and HR team all at once, which means the best technology has to hide complexity rather than add to it. That philosophy is behind Clover’s push to become a full operating system for SMBs, bringing together payments, inventory, payroll, staffing, loyalty, marketing and back-office tools in one place. The conversation also gets into how better connected data can help small businesses make smarter decisions around pricing, labor, inventory and cash flow, as well as how Clover uses its understanding of a merchant’s business to offer financing when they need it most. Katie and Krishna then look at what AI could change. From automatically building menus and product imagery to surfacing business insights and eventually running tasks through AI agents, Krishna lays out a future where a small business could have the equivalent of a virtual CFO, COO and CMO built into the software it already uses. This is a sponsored episode of This Week in Fintech Partnered, produced in partnership with Clover. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube