Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn’t a math problem, it’s a behavior problem. Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works. From there, he shares his Money Habit System, a simple but powerful framework for: Paying off high-interest credit card debt Creating “financial seasons” (Recovery, Fund, Activate, Balance) Learning how to spend confidently in retirement Managing money as a couple without conflict Using debit vs. credit strategically Breaking bad money habits with behavioral science 💼 And if part of building better money habits means finding a financial advisor who truly understands your goals, visit HerMoney.com/FindAnAdvisor to get matched for free with a vetted fiduciary through our partner, Willow. Learn more about your ad choices. Visit megaphone.fm/adchoices