<description>&lt;p&gt;Is a 50-year mortgage really a step toward affordable housing or just a longer path to debt? In this rapid-fire solo episode, I'll break down why this proposed fix might cause more harm than good. Hit play to rethink what "affordable" really means.&lt;/p&gt; &lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;Key takeaways to listen for&lt;/strong&gt;&lt;/p&gt; &lt;ul&gt; &lt;li dir="ltr" role="presentation"&gt;Why 50-year mortgages are more about appearances than true affordability&lt;/li&gt; &lt;li dir="ltr" role="presentation"&gt;How policy changes can unintentionally inflate home prices&lt;/li&gt; &lt;li dir="ltr" role="presentation"&gt;What debt "ownership" really looks like over five decades&lt;/li&gt; &lt;/ul&gt; &lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;Resources mentioned in this episode&lt;/strong&gt;&lt;/p&gt; &lt;ul&gt; &lt;li dir="ltr" role="presentation"&gt;&lt;a href= "https://www.youtube.com/@UnderAllPodcast"&gt;Under All Is The Land - YouTube&lt;/a&gt;&lt;/li&gt; &lt;li dir="ltr" role="presentation"&gt;&lt;a href= "https://usdebtclock.org/"&gt;Debt Clock&lt;/a&gt;&lt;/li&gt; &lt;li dir="ltr" role="presentation"&gt;&lt;a href= "https://www.nerdwallet.com/mortgages"&gt;Mortgages - NerdWallet&lt;/a&gt;&lt;/li&gt; &lt;/ul&gt; &lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;&lt;strong&gt;Connect with Leigh&lt;/strong&gt;&lt;/p&gt; &lt;p dir="ltr"&gt;Please subscribe to this podcast on your favorite podcast app at &lt;a href= "https://pod.link/1153262163"&gt;https://pod.link/1153262163&lt;/a&gt;, and never miss a beat from Leigh by visiting &lt;a href= "https://www.leighbrownuniversity.com/advanced"&gt;https://leighbrown.com&lt;/a&gt;. DM Leigh Brown on Instagram @ &lt;a href= "https://www.instagram.com/leighthomasbrown/"&gt;LeighThomasBrown&lt;/a&gt;.&lt;/p&gt; &lt;p&gt; &lt;/p&gt;</description>

Real Talk with Leigh Brown

Leigh Brown

The Silent Trap of 50-Year Fixed Mortgages

NOV 15, 20257 MIN
Real Talk with Leigh Brown

The Silent Trap of 50-Year Fixed Mortgages

NOV 15, 20257 MIN

Description

Is a 50-year mortgage really a step toward affordable housing or just a longer path to debt? In this rapid-fire solo episode, I'll break down why this proposed fix might cause more harm than good. Hit play to rethink what "affordable" really means.

Key takeaways to listen for

  • Why 50-year mortgages are more about appearances than true affordability
  • How policy changes can unintentionally inflate home prices
  • What debt "ownership" really looks like over five decades

Resources mentioned in this episode

Connect with Leigh

Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.